上海夜生活导航 – 爱上海龙凤419论坛-上海后花园论坛-夜上海最新论坛-上海品茶工作室

The bank’s high threshold for large-scale consumer loans is aimed at targeted people： millions of quotas and 3% interest rates. Can you get loans？

2025年8月15日 | admin | fste

　　Just after the Spring Festival in 2024, bank consumer loans were in full swing and "involution" was upgraded. The reporter visited the investigation and found that many banks launched consumer loan products with a quota as high as one million, an interest rate as low as 3% and a term as long as 10 years. Compared with the previous limit of 200,000-300,000 yuan for bank consumer loans, is the era of "one million per capita" consumer loans coming?

　　The publicity is wonderful.

　　But can you get a loan?

　　In 2020, financial consumer Ba Le bought a house. Due to the high mortgage interest rate at that time, last year he emptied his pocket and paid back part of the mortgage in advance. However, this year, faced with life events such as marriage, the consumer demand is large, and Ba Le feels that money is tight. As a result, he turned his attention to the large-scale consumer loans launched by many banks, intending to use this product to tide over the difficulties temporarily.

　　After comparison, he first aimed at a pure credit consumer loan product of a joint-stock bank. According to the introduction, the product can be loaned up to 1 million yuan, with a maximum term of 10 years and an annualized interest rate as low as 3.3%. Ba Le filled in personal information on the mobile banking APP, and soon passed the examination, and saw his loan amount-150,000 yuan. He was somewhat disappointed. It turned out that the amount of this product was comprehensively evaluated according to the customer’s credit score, income level, repayment ability and other factors, and not everyone could get a loan of 1 million yuan.

　　Ba Le tried another unsecured and unsecured consumer loan product advertised by another bank, with a maximum loan of 500,000 yuan, a maximum term of 5 years and an annualized interest rate as low as 3%. However, operating in mobile banking step by step, he found that to enjoy the preferential interest rate of this product, it is necessary to conduct a comprehensive evaluation in the banking system and receive the corresponding interest rate coupons according to the evaluation scores.

　　He checked, his evaluation score is 10000 points, and he can only get a 4% interest rate coupon, while to get a 3% interest rate coupon, his evaluation score must reach at least 17000 points. He was a little depressed. It turned out that the interest rate of this product was comprehensively evaluated according to the customer’s activity, assets and income, financial management and trading habits, provident fund social security and other factors, and not everyone could enjoy the interest rate of 3%.

　　Bank manager:

　　It is unrealistic for ordinary customers to want to borrow millions.

　　Is a large consumer loan a publicity stunt or a live ammunition?

　　As a financial consumer, the reporter visited and investigated, and found that the millions of large-scale consumer loan products that were hotly marketed by many banks, although advertised with the slogan of high quota and low interest rate, in fact, these products all have their own thresholds and restrictions, which are not easy for everyone to obtain. Its main customer groups are "white list" customers of invited units such as civil servants, institutions and large state-owned enterprises, as well as specific customer groups such as customers who apply for mortgage loans in the bank, high-quality and high-asset customers, new citizens and senior talents, and most products have certain requirements for provident fund and social security payment base and years.

　　Generally speaking, the amount of consumer loans available to ordinary customers is still around 200,000 yuan to 300,000 yuan, and interest rates may also rise.

　　For example, a joint-stock bank has launched a "golden loan" product. According to the publicity, the maximum credit line of this product can reach 2 million, the lowest annualized interest rate is 3.45%, and the longest credit period is 36 months. Pure credit is unsecured, and you can enjoy interest first and then principal for two years. The reporter inquired about the detailed description of this product and learned that the audience of this product is the high-quality customers of the invited units of the bank, and set access conditions for customers’ age, credit history and financial strength. The reporter called the bank and learned that if this product wants to obtain a large amount of credit, it must first have requirements for the customer’s unit, and in addition, it must be comprehensively considered according to the customer’s income and debt level.

　　For another example, in order to meet the consumption demand of high-level talents and promote the financial empowerment talent chain, Bank of China Qingdao Branch innovatively launched the "Talent Consumption Loan", which is the first unsecured and unsecured pure credit loan for high-level talents in Shandong Province. Among them, the highest credit amount for Class A talents, Class B talents, Class C talents and Class D talents in the high-level talent classification catalogue is 2 million yuan, 1.5 million yuan, 1 million yuan and 800,000 yuan respectively.

　　In addition to big banks and joint-stock banks, small and medium-sized banks have also laid out large-scale consumer loan products. For example, Shenzhen Rural Commercial Bank launched a "consumer e-loan" for domestic individuals working and living in Shenzhen, with a maximum amount of 1 million yuan and a minimum annual interest rate of 3.6%. There is also a "job-sharing loan" with a maximum amount of 1 million yuan, which is based on the customer’s work unit. Only public officials, state-owned enterprises, bankers, listed companies, private hospitals or school personnel can apply.

　　In addition, compared with the eastern coastal areas, banks in the western region are relatively more cautious in approving consumer loan lines. The reporter visited many banks in the western region and found that the amount of consumer loans was mostly between 200,000 yuan and 300,000 yuan. Almost every bank takes the customer’s unit, the deposit of "five insurances and one fund" and other factors as the preconditions for calculating the amount of consumer loans and interest rates. Even at a branch of the Postal Savings Bank, the credit manager directly calculated the approximate credit line based on the deposit base of the provident fund without asking for other information.

　　Large sum and low interest:

　　To meet the corresponding evaluation conditions

　　As mentioned above, if you, like Ba Le, are interested in large-scale consumer loans and want to apply for these products, you need to pay attention to the following points:

　　A large amount of money is not available to everyone. Different banks have different application conditions and approval criteria. Generally, they will examine the customer’s credit score, income level, repayment ability, work unit, mortgage situation and other factors, and comprehensively evaluate the customer’s loan amount according to these factors. It doesn’t mean that the maximum amount of publicity is the amount you can borrow. It is very likely that you can only borrow a small part, or even not. Therefore, we should reasonably evaluate the loan demand according to our actual situation.

　　In addition, it should be noted that the application conditions and interest rate concessions of various banks are not the same, so we should pay attention to careful screening. For example, it must be a new customer, a quality customer, a "white list" customer, etc. If these conditions are not met, you will not be able to enjoy the corresponding "increase" and "cut interest rates". Therefore, financial consumers should not only look at the advertisements of banks, but also pay attention to reading detailed product descriptions and compare their own conditions with those of which bank, so as to save capital costs and meet consumer demand.

　　Banks should do a good job

　　Balance between risk control and attracting customers

　　Why do banks intensively launch "large-value, low-interest" consumer loan products? What are the advantages and disadvantages of such products for banks, consumers and regulatory authorities? What is the interest rate trend and development space of large-scale consumer loan products of banks in the future? In this regard, the reporter interviewed a financial expert from the regulatory department.

　　He believes that for banks, the introduction of large-scale consumer loan products is not only to cope with market competition, improve their business growth and profitability, but also to meet customers’ greater capital needs, especially in the peak consumption season such as the Spring Festival, which can stimulate consumption, stimulate domestic demand and promote economic growth.

　　"But large consumer loans are also a" double-edged sword ",and the amount has increased, which means that once there is a breach of contract or illegal capital flow, it will have a greater impact on the bank’s asset quality and reputation. In particular, do consumer loans really flow to consumption? For consumer loan funds that illegally flow into the stock market and the housing market, corresponding measures should be taken in time. " He reminded that banks should strike a balance between risk control and attracting customers, strictly control the qualifications and uses of customers, strengthen post-loan management, closely monitor the flow of funds, and find and deal with risks in time.

　　For consumers, large-value consumer loan products can better meet consumer demand and improve the quality of life. At the same time, we should also pay attention to whether they really need it, although the quota has increased. Can the repayment pressure caused by blind excessive borrowing be tolerated? In addition, we should also pay attention to comparing the product conditions and interest rates of different banks and choose the appropriate repayment methods and plans. "Generally speaking, the repayment method of equal principal and interest is suitable for people with stable cash flow, and the repayment pressure is shared equally every month, while interest before interest is suitable for people with one-time income at periodic points, such as large bonus income."

　　It is worth noting that during the reporter’s visit, a bank lobby manager specially suggested that customers should come to outlets or apply for large-scale consumer loans in mobile banking. Do not trust credit intermediaries to avoid capital damage or pay higher costs.

　　For the follow-up development space of this kind of products, the expert said that on the one hand, the customer’s demand preference is the main driving force of the bank’s large-value consumer loan products, and the product iteration depends on whether the customer has greater consumer demand, higher consumption quality and more consumption scenarios. On the other hand, the bank’s risk control and innovation ability are the main constraints of the bank’s large-scale consumer loan products. "The risk is controllable, the product is optimized, and the demand is strong. If these conditions are met, the large-scale consumer loan products will have the possibility of sustainable development."

　　According to national business daily

List of 100 candidates for 2023 ＂China Intangible Cultural Heritage Person of the Year＂

2025年5月12日 | admin | fstgdr

Ding Zhen Chi Zhen Tibetan Tangka, a representative project of intangible cultural heritage in Ganzi Tibetan Autonomous Prefecture, Sichuan Province-a representative inheritor of Miantang Painting School Autonomous Prefecture.

The representative project of Ma Ga’s main hemp national intangible cultural heritage is the national representative inheritor of Baoan’s broadsword forging skills.

Representative inheritor of Emei Wushu, a national intangible cultural heritage representative project in Zhao Lingyun, Ma.

Wang Wenli’s national intangible cultural heritage representative project oolong tea making skill (Tieguanyin making skill) is a national representative inheritor.

Wang Yu, representative inheritor of drawnwork skill in Tianjin municipal intangible cultural heritage representative project.

Wang Zhihao, a representative project of Sichuan provincial intangible cultural heritage, is a county-level representative inheritor of Du’s preserved egg pickling skills.

Wang Zhenfang national intangible cultural heritage representative project Ru Ci firing skill provincial representative inheritor.

Wang Peixin, representative inheritor of Cuihualou Jingwei Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuijing Cuijing Cuijing Cuijing Cuijing Cuijing Cuijing Cuijing Cuijing Cuijing Cuijing Cuijing Cuijing Cuijing Cuijing Cuijing Cuijing Cuihua Cuijing Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuihua Cuijing Cuijing Cuijing Cuijing Cuijing Cuijing Cui

Deputy Director of Suzhou Intangible Cultural Heritage Protection and Management Office, Yan Wang

National representative inheritor of Mongolian medicine (Zanbaladorjiwen acupuncture and fire acupuncture therapy), a representative project of Wulan national intangible cultural heritage.

Representative inheritor of Fang Haoran national intangible cultural heritage representative project at the level of oral skill.

Elias Gayiti national intangible cultural heritage representative project Xinjiang Uygur Maixirefu (Xinjiang Uygur Dao Lang Maixirefu) national representative inheritor.

Longqian National Intangible Cultural Heritage Representative Project Guangxi Opera Autonomous Region Representative Inheritor

Ye Qingfeng Fuliang county-level intangible cultural heritage representative project Chengjiashan Ye family tree compilation custom county-level representative inheritor.

Ye Weizhang’s National Intangible Cultural Heritage Representative Project Mulan Legend National Representative Inheritor

The representative inheritor of Bihong National Intangible Cultural Heritage Project at Jingxiu District level.

Tursun Roustan National Intangible Cultural Heritage Representative Project National Representative Inheritor of Uyghur Molding Pottery Burning Technique

Curator, Lv Junjie Zisha Art Museum, Lv Yaochen, Lv Junjie

Zhu Weikang is the representative inheritor of Zhu’s internal medicine therapy, a representative project of Jing ‘an district-level intangible cultural heritage.

Associate Research Fellow, Institute of Ethnic Literature, China Academy of Social Sciences, Zhu Gang

Qiao Lanrong’s National Intangible Cultural Heritage Representative Project Taohuawu Woodblock New Year Pictures Municipal Representative Inheritor

Qiao Guiqing’s national intangible cultural heritage representative project Zhenjiang Hengshun balsamic vinegar brewing technology national representative inheritor.

Former Director of the Intangible Cultural Heritage Research Center of Ryan. Qiao Central Academy of Fine Arts.

Ren Xinghang is the national representative inheritor of Jun porcelain firing technology, a representative project of national intangible cultural heritage.

Liu Weixiang is the provincial representative inheritor of Tujia Brocade "Xilankapu", a representative project of Hubei provincial intangible cultural heritage.

Liu Nengfeng is the representative inheritor of stone carving (Dazu stone carving), a national intangible cultural heritage representative project.

Liu Xicheng, researcher of China Federation of Literary and Art Circles

Guan Jinfang’s national intangible cultural heritage representative project Oroqen folk songs (Oroqen Zandaren) is a national representative inheritor.

Jiang Fan Professor of Folklore, Liaoning University

The representative inheritor of Manchu Ministry, the national intangible cultural heritage representative project of Anzibo.

Sun Jun, Representative Project of Zhengzhou Municipal Intangible Cultural Heritage, Henan Province, Zhengzhou Kiln Celadon Burning Technique, Representative inheritor at the municipal level.

Sun Shuchun’s National Intangible Cultural Heritage Representative Project-Traditional Chinese Medicine Orthopedic Therapy National Representative Inheritor

Ji Xiaoming, a representative project of national intangible cultural heritage, is a provincial representative inheritor of black tea making skills (Xianyang Fucha making skills).

Yan Shaoying’s national intangible cultural heritage representative project Longquan celadon firing technology municipal representative inheritor.

The representative inheritor of the Su Haizhen National Intangible Cultural Heritage Representative Project-Beijing Duckstring Art Autonomous Region.

Li Yunxiao, Zhejiang Xiaobaihuayue Troupe Actor

Li Fangxi, Deputy Director of Wenzhou Culture, Radio, Film and Television Tourism Bureau, Zhejiang Province

Director of dadukou district Intangible Cultural Heritage Protection Center, Chongqing, Guo-hong Li

Li Mingyan’s National Intangible Cultural Heritage Representative Project Traditional Chinese Medicine Processing Technology (Wuyi Shouxian Valley Traditional Chinese Medicine Processing Technology) is a national representative inheritor.

Li Zhiyang’s National Intangible Cultural Heritage Representative Project: Municipal Representative Inheritor of Miao Folk Songs

Director of lin li Sichuan Intangible Cultural Heritage Protection Center

Li Fuming’s National Intangible Cultural Heritage Representative Project Silver Forging Technique (Heqing Silver Forging Technique) is a provincial representative inheritor.

Yang Lihui Professor, Institute of Folk Literature, School of Arts, Beijing Normal University

Yang Jun’s national intangible cultural heritage representative project Huangmei Opera national representative inheritor.

Yang Zhijian, the representative inheritor of Shanghai-level intangible cultural heritage representative project, Guqin’s craftsmanship.

Xiao Junjing’s National Intangible Cultural Heritage Representative Project Green Tea Making Skills (Xinyang Maojian Tea Making Skills) is a district-level representative inheritor.

Wu Zhenghui’s national intangible cultural heritage representative project Huizhou Three Carvings national representative inheritor.

Qiu Shuhua’s National Intangible Cultural Heritage Representative Project Northeast Drum National Representative Inheritor

Zou Kunshan National Intangible Cultural Heritage Representative Project Hunan Yugu National Representative Inheritor

Wang Haiyan national intangible cultural heritage representative project Shadow Play (Huaxian Shadow Play) district representative inheritor.

Shen Caihong’s national intangible cultural heritage representative project Luzhou Laojiao liquor brewing technology national representative inheritor.

Zhang Wennian’s national intangible cultural heritage representative project Xuanbi production skills national representative inheritor.

Zhang Yejin’s national intangible cultural heritage representative project Yuejiaquan national representative inheritor.

Zhang Xiaodong’s national intangible cultural heritage representative project Kite making skills (Weifang Kite) is a national representative inheritor.

Zhang Luqi, a representative project of national intangible cultural heritage, is a national representative inheritor of pottery firing technique (Yazhou pottery firing technique).

Zhang Qiang, Deputy Chief of Public Culture Unit of Zhungeer Banner Culture and Tourism Bureau, Ordos City, Inner Mongolia Autonomous Region

Zhang Qing, Director of the Intangible Heritage Department of Chengdu Culture, Radio, Film and Television Tourism Bureau, Sichuan Province

Lu Dajie’s national intangible cultural heritage representative project Dragon Dance (Pudong Dragon Lantern) is a national representative inheritor.

Chen Leping national intangible cultural heritage representative project: the provincial representative inheritor of ancient stage construction skills.

Chen Xudong Zhejiang Provincial Intangible Cultural Heritage Representative Project Yuyue Soy Sauce Brewing Technology Municipal Representative Inheritor

Chen Lijun, Zhejiang Xiaobaihuayue Troupe Actor

Chen Mengli’s National Intangible Cultural Heritage Representative Project Li Nationality Costume Municipal Representative Inheritor

Chen Hongru is the representative inheritor of folk snake wound therapy in Lujiao Town, a representative project of Chongqing municipal intangible cultural heritage.

The provincial representative inheritor of Shangdang Bangzi, a national intangible cultural heritage representative project in Chen Suqin.

Fan Weiqun’s national intangible cultural heritage representative project Yixing Zisha pottery production skills provincial representative inheritor.

Mao Weitao national intangible cultural heritage representative project Yue Opera national representative inheritor.

Changyangyang Henan Provincial Intangible Cultural Heritage Representative Project Folk Paper-cut (Mengjin Paper-cut) Provincial Representative Inheritor

President of Lijiang Folk Artists Association, He Wenguang

Yue Wenxiang’s National Intangible Cultural Heritage Representative Project Manhandiao Municipal Representative Inheritor

Lang Jiazi’s National Intangible Cultural Heritage Representative Project Mianren (Beijing Mianrenlang) District Representative Inheritor

Rong Bashina is a first-class actor of the National Culture Working Group of Nujiang Lisu Autonomous Prefecture, Yunnan Province.

Hu Yiwei, founder and designer of Shanghai Weiyize brand consulting agency

Hu Mingrong Secretary of the Party Committee and Director of the Neighborhood Committee of Jiangxinyuan Community, Jiangdi Street, Hanyang District, Wuhan City, Hubei Province

Ke Cuiling’s national intangible cultural heritage representative project Yugur national representative inheritor of clothing.

Duan Sixing National Intangible Cultural Heritage Representative Project Woodcarving (Jianchuan Woodcarving) National Representative Inheritor

Jiang Zongde’s national intangible cultural heritage representative project Jianchuan Baiqu national representative inheritor.

Hong Jianhua’s national intangible cultural heritage representative project Bamboo Carving (Huizhou Bamboo Carving) is a national representative inheritor.

Hong Rongzeng is the representative inheritor of Yingge (Chaoyang Yingge), a national intangible cultural heritage representative project.

Aoqi Professor, School of Ethnology and Anthropology, Inner Mongolia Normal University

Yuan Xuejun Honorary President of Hebei Folk Culture Association

The national representative inheritor of Reheman Abdullah’s national intangible cultural heritage representative project, National Musical Instrument Making Skills (Uygur Musical Instrument Making Skills).

Gu Mingqi’s representative project of national intangible cultural heritage, Silk weaving skills (handmade skills of silk in Jili Lake), is a national representative inheritor.

Xu Xiaofeng Director of Intangible Cultural Heritage Protection Department of Shanghai Pudong New Area Cultural and Art Guidance Center

Gao Bingzhong Professor, Institute of Advanced Studies in Humanities and Social Sciences, Beijing Normal University

Guo Li’s national intangible cultural heritage representative project cork painting municipal representative inheritor

Cao Baoming, Team Leader of Jilin Intangible Cultural Heritage Protection Expert Group

Liang Hengyuan, representative inheritor of Xincheng Zhuang brocade skill autonomous region, a representative project of Guangxi Zhuang Autonomous Region intangible cultural heritage.

Dong Meihua, General Manager of Yunnan Apenjie Culture Media Co., Ltd.

Han Xi, Deputy Director of Traditional Toys Committee of Beijing Toys Association

The representative project of Ji Xigui’s national intangible cultural heritage is the national representative inheritor of Yueyao celadon firing technology.

Party Secretary and President of Gemee Dong ‘e Ejiao Co., Ltd.

Fu Anping Research Librarian of Jiangxi Intangible Cultural Heritage Research and Protection Center

Dorg Nima National Intangible Cultural Heritage Representative Project Jianggeer Autonomous Region Representative Inheritor

Wen Jianming, a representative project of Shanxi provincial intangible cultural heritage, is the provincial representative inheritor of Jinpai brick carving.

National representative inheritor of Jin Opera, a representative project of Xie Tao national intangible cultural heritage.

Representative inheritor of Zhuang embroidery autonomous region, a representative project of intangible cultural heritage in Guangxi Zhuang Autonomous Region, Lan Lin

Pan Lusheng, Vice Chairman of China Federation of Literary and Art Circles, Chairman of China Folk Writers Association, and Deputy Director of the National Committee for the Examination and Approval of Intangible Cultural Heritage Terms.

Huo Junzheng, a representative project of municipal intangible cultural heritage in Xuchang, Henan Province, is the representative inheritor of traditional handcrafting skills of Huozhuang Shehuo props at the municipal level.

Wei Yonghong’s National Intangible Cultural Heritage Representative Project Lanzhou Taiping Drum National Representative Inheritor

Sanlian forging net profit rises continuously, deviates from cash flow, gross profit margin falls, and new energy development is insufficient.

2025年4月8日 | admin | tdfh

　　Editor of China Economic Net: Wuhu Sanlian Forging Co., Ltd. (hereinafter referred to as "Sanlian Forging") will hold its initial meeting on March 14th. The sponsor (lead underwriter) is Essence Securities Co., Ltd., and the sponsors are Li Yang and Zeng Zeyun.

　　From January to June in 2019, 2020, 2021 and 2022, Sanlian Forging realized operating income of 530,472,300 yuan, 617,844,800 yuan, 929,259,500 yuan and 472,336,900 yuan respectively, and realized net profit attributable to owners of the parent company of 53,108,200 yuan respectively. 8,695,100 yuan, and the net profit attributable to the owners of the parent company after deducting non-recurring gains and losses was 47,730,700 yuan, 64,815,500 yuan, 66,761,500 yuan and 26,013,300 yuan respectively.

　　During the reporting period, the weighted average return on equity calculated by Sanlian Forging based on the net profit attributable to ordinary shareholders of the company after deducting non-recurring gains and losses was 13.48%, 14.96%, 13.04% and 4.63% respectively.

　　In each period of the reporting period, the net cash flow generated by Sanlian Forging was RMB 52,222,500, RMB 40,058,800, RMB 39,061,400 and RMB 42,757,300, with net cash ratios of 0.98, 0.55, 0.51 and 1.49 respectively. The cash received from selling goods and providing services was 529,879,400 yuan, 568,199,800 yuan, 945,218,800 yuan and 364,172,000 yuan respectively, and the cash-to-cash ratios were 1.00, 0.92, 1.02 and 0.77 respectively.

　　During the reporting period, the gross profit margin of Sanlian Forging was 26.76%, 26.64%, 21.15% and 20.41% respectively, of which the gross profit margin of main business was 27.94%, 27.71%, 22.70% and 21.81% respectively.

　　According to the interface news report, at present, new energy vehicles are still the new growth point of the automobile industry. In 2021, the global and domestic new energy vehicle industries are in a period of rapid growth, and the sales of new energy vehicles increased by 107.92% and 157.57% respectively.

　　At present, the triple forging products can be used for new energy vehicles except the high-pressure common rail and the pump body, but only the electric drive hollow shaft products are special for new energy vehicles, mainly used in the electric drive system and gearbox of the transmission system of new energy vehicles. In addition, the company’s lock claw products are used in the shift actuator of hybrid and electric vehicles to realize the shift selection and shift function of the shift head.

　　At present, Sanlian Forging comes from insufficient expansion in the field of new energy. During the reporting period, the product income of Sanlian Forging from new energy vehicles was 3,297,000 yuan, 5,121,800 yuan, 23,604,200 yuan and 22,836,600 yuan respectively, accounting for 0.65%, 0.87%, 2.74% and 5.18% of the main business income respectively.

　　It is planned to raise 435 million yuan.

　　Sanlian Forging is mainly engaged in research and development, production and sales of automobile forging parts. The company’s products are mainly used in automobile power system, transmission system, steering system, suspension support and other systems that require high mechanical performance and safety performance of parts.

　　Sanlian Forging plans to land on the main board of Shenzhen Stock Exchange this time. The number of shares to be publicly issued this time is no more than 28.38 million shares, and the number of shares to be issued is not less than 25% of the total share capital of the company after this issuance. The funds to be raised this time are 434.6818 million yuan, and the net amount after deducting the issuance expenses will be used for the technical renovation and machining supporting construction project of precision forging production line, the capacity expansion project of high-performance forging production line (50MN), the construction project of R&D center and supplementary working capital.

　　As of the signing date of the prospectus, the joint actual controllers of Sanlian Forging are Sun Guofeng, Zhang Yiheng, Sun Guomin and Sun Renhao. Sun Guofeng and Sun Renhao are father and son, Sun Guofeng and Sun Guomin are brothers, and Sun Guofeng, Sun Guomin and Zhang Yiheng are uncles and nephews.

　　Sun Guofeng directly holds 26.91% of the shares of Sanlian Forging. He is the largest shareholder of Sanlian Forging and serves as the chairman and general manager of the company. Zhang Yiheng directly holds 26.77% of the shares of Sanlian Forging and serves as a director of the company; Sun Guomin directly holds 26.77% shares of Sanlian Forging; Sun Renhao directly holds 1.92% of the shares of Sanlian Forging as the deputy general manager of the company; Sun Guofeng, as the executive partner of Wuhu Sanlian Holding Partnership (Limited Partnership) (hereinafter referred to as Sanlian Partnership), can actually control the voting rights of Sanlian Forging 4.10% shares held by Sanlian Partnership. Sun Guofeng, Zhang Yiheng, Sun Guomin and Sun Renhao actually control the voting rights of 86.47% shares of Sanlian Forging, which can have a significant impact on the shareholders’ meeting and the board of directors of Sanlian Forging.

　　Sun Guofeng, Zhang Yiheng, Sun Guomin and Sun Renhao signed the Concerted Action Agreement on July 12, 2018, which stipulated: "All parties guarantee to adopt the same expression of will when exercising the rights of shareholders and directors and business decisions of the company, especially when exercising the right to convene, propose and vote, so as to consolidate their control position in the company and maintain the stability of the actual control right of the company. If all parties negotiate on relevant proposals or voting and decision-making matters,

　　Sun Guofeng, chairman and general manager of Sanlian Forging, male, China nationality, no permanent residency abroad, born in April 1968, junior high school education. From March 1994 to January 2010, he served as the director, executive director and general manager of Wenzhou Sanlian (formerly known as Ruian Guohuan Screw Factory and Ruian Sanlian Forging Factory); From April 2004 to March 2018, he served as a supervisor of Ruian Xinlian Auto Parts Co., Ltd.; From June 2004 to October 2018, he served as a limited supervisor, executive director and general manager of Sanlian; From October 2015 to May 2017, he served as executive director of Wuhu Mofei Ergonomics Technology Co., Ltd.; From December 2015 to August 2018, he served as supervisor of Huangshan Lianxin; From June 2017 to November 2020, he served as the supervisor of Huzhou Sanlian; Since July 2017, he has served as executive director and general manager of Wuhu Wanlian; Since October 2017, he has served as chairman and director of Xinlian Seiko; Since October 2018, he has served as executive director and general manager of Wuhu Shunlian; Since October 2018, he has served as the chairman and general manager of Sanlian Forging; Since November 2019, he has served as the executive partner of Sanlian Partnership; Since April 2020, he has served as executive director and general manager of Wuhu Yilian.

　　Zhang Yiheng, director of Sanlian Forging, male, China nationality, without permanent residency abroad, born in August 1992, with a college degree. From June 2016 to July 2017, he served as the purchasing manager of Wenzhou Sanlian; From July 2017 to June 2020, he served as a supervisor of Wuhu Wanlian; From February 2018 to October 2018, he served as a limited director of Sanlian; Since February 2018, he has served as director and chairman of Xinlian Seiko; Since January 2018, he has served as executive director and general manager of Sanlian Parts; Since October 2018, he has served as a director of Sanlian Forging.

　　Sun Guomin, executive director and general manager of Huzhou Sanlian, a wholly-owned subsidiary of Sanlian Forging, male, China nationality, without permanent residency abroad, was born in February 1976, with a high school education. From March 1994 to July 2021, he served as sales manager, vice president of marketing, executive director and general manager of Wenzhou Sanlian; From March 2001 to February 2008, he served as the general manager of Huaying Yong Guang Forging Machinery Factory; From June 2011 to July 2012, he served as executive director and general manager of Ruian Sanlian Investment Consulting Co., Ltd.; From June 2004 to March 2014, he served as the general manager of Sanlian Limited; From April 2013 to December 2013, he served as the supervisor of Ruian Kaisheng Trading Co., Ltd.; Since August 2019, he has served as deputy general manager of Sanlian Parts; Since March 2021, he has served as executive director and general manager of Huzhou Sanlian.

　　Sun Renhao, deputy general manager of Sanlian Forging, male, China nationality, born in June 1994, with a college degree. From March 2015 to October 2018, he served as the sales manager of Sanlian Limited; From February 2018 to March 2021, he served as executive director and general manager of Huzhou Sanlian; From October 2018 to October 2020, he served as secretary of the board of directors of the company; From October 2018 to November 2020, he served as a director of the company; Since November 2020, he has served as deputy general manager of Sanlian Forging.

　　Continuous increase in performance

　　In 2022, Sanlian Forging realized an operating income of 1,049,782,700 yuan, a year-on-year increase of 12.97%; The net profit attributable to shareholders of the parent company was 94,840,100 yuan, a year-on-year increase of 23.75%; The net profit attributable to shareholders of the parent company after deducting non-recurring gains and losses was 83,918,100 yuan, a year-on-year increase of 25.70%; The net cash flow from operating activities was RMB 104,045,100, a year-on-year increase of 166.36%.

　　Combined with past performance, market demand and orders, Sanlian Forging expects the company to realize an operating income of 265,128,500 yuan from January to March 2023, a year-on-year increase of 2.39%; The net profit attributable to shareholders of the parent company was 17,393,500 yuan, a year-on-year increase of 1.41%; The net profit attributable to shareholders of the parent company after deducting non-recurring gains and losses was 15,453,300 yuan, a year-on-year increase of 6.31%.

　　Gross profit margin fell continuously.

　　During the reporting period, the average gross profit margin of the main business of comparable listed companies in the same industry was 25.08%, 22.34%, 23.85% and 22.05% respectively.

　　During the reporting period, gross profit margins of domestic main business of Sanlian Forging were 29.98%, 29.58%, 23.85% and 21.38% respectively, and gross profit margins of overseas main business were 16.45%, 16.70%, 18.25% and 23.05% respectively.

　　At the end of June 2022, the book value of accounts receivable was 226 million yuan.

　　At the end of each reporting period, the book value of accounts receivable of Sanlian Forging was 142,228,300 yuan, 163,244,400 yuan, 192,470,800 yuan and 226,083,600 yuan respectively, accounting for 43.32%, 44.41%, 36.33% and 39.04% of current assets respectively; The balance of accounts receivable was 152,668,900 yuan, 173,553,900 yuan, 204,342,700 yuan and 240,289,600 yuan respectively, accounting for 28.78%, 28.09%, 21.99% and 50.87% of operating income respectively.

　　In each period of the reporting period, the accounts receivable turnover rate of Sanlian Forging was 3.38 times, 3.79 times, 4.92 times and 2.12 times respectively, and the average accounts receivable turnover rate of comparable listed companies in the same industry was 3.79 times, 3.62 times, 3.99 times and 1.77 times respectively.

　　At the end of each reporting period, the bills receivable of Sanlian Forging were 10,697,800 yuan, 14,666,200 yuan, 10,964,500 yuan and 8,806,500 yuan, respectively, and the fair value of receivables financing was 24,547,900 yuan, 16,255,600 yuan, 40,141,700 yuan and 28,718,800 yuan, respectively.

　　Based on this calculation, at the end of each reporting period, the receivables of Sanlian Forging were 184,807,200 yuan, 199,816,700 yuan, 250,370,900 yuan and 275,181,300 yuan respectively.

　　At the end of June 2022, the book value of inventory was 251 million yuan.

　　At the end of each reporting period, the book value of Sanlian forging inventory was 112,799,800 yuan, 122,719,000 yuan, 238,363,500 yuan and 250,858,300 yuan respectively, accounting for 34.36%, 33.39%, 44.99% and 43.32% of current assets respectively, and the book value of inventory at the end of the reporting period was 43.32%.

　　In each period of the reporting period, the inventory turnover rate of Sanlian Forging was 3.31 times, 3.47 times, 3.77 times and 1.44 times respectively, and the average inventory turnover rate of comparable listed companies in the same industry was 3.15 times, 3.13 times, 3.04 times and 1.17 times respectively.

　　Interface news: insufficient expansion of new energy field

　　Source: China Automobile Industry Association.

　　According to the data of China Association of Automobile Manufacturers, from 2019 to 2021, the domestic automobile sales were 25.769 million, 25.311 million and 26.275 million respectively, the domestic new energy vehicles sales were 1.206 million, 1.367 million and 3.521 million respectively, and the market penetration rate of new energy vehicles was 4.68%, 5.40% and 13.40% respectively.

　　The State Council released the peak carbon dioxide emissions Action Plan before 2030 in October 2021, which pointed out that by 2030, the proportion of new energy and clean energy vehicles will reach about 40%. In the future, there is still much room for improvement in the market penetration rate of new energy vehicles.

　　Lockclaw and hollow shaft products are newly added products of the company in 2019 and 2020, and hollow shafts belong to shaft products. In 2020 and 2021, the sales of hollow shafts were not seen in the top five customers’ purchases of shaft products of the company. It was not until the first half of 2022 that Wuxi () Technology Group Co., Ltd. purchased hollow shaft products in Sanlian Forging, and the total number of purchased motor shafts and hollow shafts was 57,500.

　　Image source: prospectus

　　By June 30th, 2022, the company has entered the designated development projects of new energy automobile parts of well-known automobile manufacturers such as Daimler, Volkswagen, General Motors, Audi, BMW, (), BYD Toyota, Weilai, Ideality, Tucki, SAIC Volkswagen, SAIC-GM, SAIC, Great Wall, Chery and Geely.

　　Image source: prospectus

　　However, most of the projects are still in the APQP and PPAP certification stage, and many parts and components involved are purchased by fork. In 2021 and the first half of 2022, the gross profit margin of the company’s fork unit was only 11.00% and 12.45%, respectively, and the profit was relatively thin.

　　International Finance News: Suppliers may have "stories"

　　According to the International Finance News, Wenzhou Sanlian Auto Parts Co., Ltd. (hereinafter referred to as "Sanlian Parts") is a wholly-owned subsidiary of Sanlian Forging.

　　This subsidiary was involved in an interesting case.

　　According to the executive ruling in March 2022, the dissident Xiangtan Xinhuida Electroplating Co., Ltd. (hereinafter referred to as "Xinhuida") believes that Sanlian Parts has always been a customer of Xinhuida, and later, because Sanlian Parts are going to be listed, it is necessary to have a complete environmental assessment procedure, and Xinhuida rents the factory building of Hunan Zhaoliang Electroplating Co., Ltd. (hereinafter referred to as "Hunan Zhaoliang"), and all enterprises in the park use the relevant qualifications of electroplating environmental assessment of Hunan Zhaoliang. At present, Hunan Zhaoliang has collected Xinhuida’s payment amount of RMB 349,200 in December 2021.

　　Regarding whether Xinhuida uses Hunan Zhaoliang’s qualification to sign the contract and collect and transfer the payment, the execution ruling does not give a clear answer. In addition, the court held that Article 25, paragraph 1 (3) of the Provisions of the Supreme People’s Court on Several Issues Concerning People’s Courts Handling Cases of Execution Objection and Reconsideration stipulates that if an outsider objects to the case, the bank deposit shall judge the obligee according to the name of the account of the financial institution. In this case, the money involved was deposited into the account opened by Hunan Zhaoliang in Xiangxiang Sub-branch (). According to the above laws and regulations, the right holder of the money is Hunan Zhaoliang, not Xinhuida. For Hunan Zhaoliang’s property, our court can execute it. Therefore, the dissident’s view that the money involved belongs to him and should be unsealed is inconsistent with the above legal provisions.

　　Abstract of enforcement ruling, data source: China Judgment Document Network.

　　It should be pointed out that the Sanlian Forging Declaration shows that Xinhuida is the fourth largest outsourcing supplier of Sanlian Forging in 2020, and the related purchase amount is 497,100 yuan. In 2021, Xinhuida did not become the top five outsourcing suppliers of Sanlian Forging. Hunan Zhaoliang was not the top five outsourcing suppliers of Sanlian Forging in 2019 and 2020, but became the fifth largest outsourcing supplier of Sanlian Forging in 2021, with a related purchase amount of 567,300 yuan.

　　Then, does Xinhuida use the qualification of Hunan Zhaoliang to sign the cooperation contract of Sanlian parts? If so, do the suppliers of Sanlian Forging have similar situations?

Numerical data

2025年3月21日 | admin | fdrygr

Numerical data (Numerical data) takes numbers as its main feature, and these numbers have clear numerical meanings, which can be operated and can measure specific sizes and differences. Such as "weather temperature", "Shanghai stock index" and "monthly income" in the above examples, these variables can be expressed in numerical values.

Equipped with Volkswagen engine, 1.5L+ automatic manual (AT)

2024年12月11日 | admin | fstgdr

From the perspective of body modeling, the feeling of this car is still so simple. The visual impact of the car continues the family design concept. The front face looks calm, and the headlights on both sides look quite simple. After the headlights are lit, they look very energetic. The side waist is still the unique line design of the public, and the enchanting figure is vividly displayed! Contribute to the outstanding shape. In the modeling part of the rear, LaVida adopts many popular design elements, and the taillight group also has a certain sense of advanced.

As far as the interior of the car is concerned, LaVida is warmer. The large plastic coverage of the plastic steering wheel brings a good sense of luxury. Soft plastic materials are used above the console, which greatly enhances the grade sense of the whole vehicle. The 8.0-inch display screen is simple in screen design, but fully functional. The front row is also equipped with manual air conditioning control system, which can freely debug the most comfortable space atmosphere. Leather seats give passengers just the right support and soft and comfortable touch.

LaVida has a car length of 4561mm, a car body width of 1740mm and a wheelbase of 2651mm, which is quite satisfactory. In the same class, LaVida’s wheelbase ranks 14th. As a compact car, its body size does not occupy much advantage in its class, and its internal seating space is only basically enough. After all, it is limited by the length and shape of the body. The design of skylight also increases the subjective space feeling of front and rear passengers. Among the models of the same price and class, LaVida’s trunk volume ranks seventh. The storage space in the car is quite satisfactory and basically sufficient. The interior space of the luggage compartment is relatively regular, with very good longitudinal depth and high expansibility, and the space performance is generally ideal.

LaVida’s new 1.5L automatic version uses a 1.5 engine, with a maximum horsepower of 110 and a peak torque of 141, matching the automatic manual transmission (AT). It will definitely bring unforgettable control charm. Ranked third among compact car models with more than 800,000.

LaVida’s active/passive safety configuration is complete, includingAutomatic parking、Zero tire pressure endurance tire、Automatic parking、Steep slope descent、hill start assist control、knee airbag、HUD head-up display、Anti-lock braking (ABS)、Braking force distribution (EBD/CBC, etc.)、Brake assist (EBA/BAS, etc.)、Traction control (ASR/TCS, etc.)、Active noise reduction、Engine start and stop、Side safety air curtain、Wireless charging of mobile phone、night vision system、LED daytime running lights、Forward reversing radar、Tire pressure monitoring、Steering wheel heating、Body stability control (ESP/DSC, etc.)、Rear reversing radar、Fatigue reminder、Remote parking、Child seat interface、Lane keeping (LKAS)Equal configuration.

Among them,Automatic parkingYou can avoid stepping on the brakes for a long time or needing to pull frequently;Steep slope descentCan safely pass through steep slope road conditions at low speed;knee airbagReduce the injury of the car interior to the occupant’s knees in the secondary collision.

In order to get a more comprehensive and objective understanding of LaVida, you can go to the LaVida forum and browse the messages of users who have bought the car in history.

Avita 12, Intelligence S7 strength PK, see the real chapter in comparison

2024年8月7日 | admin | fdrygr

　　At present, with the rapid development of vehicle electrification and intelligence, smart driving has become a new track for various car companies to compete. And to ask which one is strong in the field of smart driving, the newly unveiled Avita 12 and Smart S7 are among the leaders. Today, let’s take a look at how the two cars perform and what are the specific differences.

　　Smart drivingPK:Advanced Smart DrivingOr smart drivingbeggarversion

　　The similarities between Avita 12 and Smart World S7 mainly lie in the blessing of Huawei’s ecology. Both Avita 12 and Smart World S7 are equipped with Huawei’s high-end intelligent assistance system ADS2.0, which can realize urban and high-speed NCA, as well as many high-end intelligent driving auxiliary features. In terms of smart cockpit, both cars are also equipped with Huawei Hongmeng cockpit 4.0, which is also the "top stream" in the current smart cockpit field. Whether it is the operation experience or the richness of ecological applications, it can be regarded as the leader in smart cars.

　　The Avita 12 series comes standard with 29 smart driving sensors and a 4-layer perception system, including 3 lidars, 3 millimeter-wave radars, 11 high definition cameras, and 12 ultrasonic radars, which are fully equipped as standard. At the same time, it also has a high-performance smart driving computing platform, fusion perception algorithm, VRU interaction and game algorithm, data simulation training, providing 360-degree full coverage of fusion perception ability, efficient computing power and anthropomorphic algorithm, which is more suitable for China’s complex road traffic scenes, and realizes a driving experience with full scene coverage in high-speed sections, urban sections and parking links. In contrast, the single lidar perception ability of the Smart S7 is obviously not as good as that of the Avita 12, and its low-end models do not have high-order smart driving functions.

　　Body PK: Original Luxury or Common Design

　　On this basis, the shape design of the Avita 12 can definitely make people stand out, after all, Avita has always had a high degree of originality in this regard. This new car adopts the minimalist design of Gentle Tech and the ability to express lines with tension, which brings us the ultimate trendy visual experience. For example, its iconic disc wing front face, with LED curvature headlights, makes it look very stylish, with a sense of technology and aesthetic power. There is also the overall body lying low, creating a light and shadow hovering body appearance, and interpreting the beauty of the coupe with a new design. The appearance of the Smart World S7 also adopts a minimalist design style, and it also belongs to the first echelon in the same class of models, such as through-type daytime running lights and narrow headlight sets, which are also relatively common in the market.

　　From the perspective of body size, the body size of the Avita 12 is 5020 × 1999 × 1450mm, and the wheelbase is 3020mm; the body size of the Smart World S7 is 4971 × 1963 × 1474mm, and the wheelbase is 2950mm. The body of the Avita 12 is larger than the length of the Smart World S7, and the wheelbase is also larger. In addition, the specially customized H-type ternary lithium battery used in the Ningde era on the Avita 12 has also been designed as an "energy well" diving design, and the space performance of the entire car is also better, which can bring a spacious space of two rows of double one meter, which can better meet people’s needs for large space.

　　At the same time, in terms of interior, the Avita 12 gives people a more advanced and technological feeling. It has a 35.4-inch 4K remote screen and a 15.6-inch central control screen, coupled with electronic exterior mirrors, EC light-sensitive canopy and light-sensitive windshield design, which greatly enhance the internal technology and user experience of the whole vehicle. The interior of the Smart S7 is relatively simple, and the instrument panel and central control screen are also routinely handled, without much innovation. It can only be said to be standard.

　　Power PK: Athletic or conventional performance

　　In terms of power performance, although both the Avita 12 and the Smart S7 use Huawei DriveOne motors, the maximum power of the Avita 12 goes directly to 425kW, while the maximum power of the Smart S7 is only 365kW. Moreover, the Avita 12 also has a more sporty body posture, with an aspect ratio of 1.38 and wider tires, which are only available in more advanced and sporty models.

　　Positioning PK: high-end or mid-range models

　　In fact, look at the positioning of the two new cars to understand the difference. Simply put, the goal of Avita 12 is to 300,000~ 400,000 high-end smart car market, while the smart world S7 is to focus on the 250,000-level new energy vehicle market. The price of Avita 12 is 300,800 yuan, and the price of the smart world S7 is 258,000 yuan. From the price point of view, you can also feel the gap between the two.

　　In general, the Avita 12 and the S7 are two new cars with good strength, which can be regarded as the first echelon in the industry, especially in terms of intelligence, which is much ahead of the same level of models. But in comparison, the Avita 12 has a higher-end market positioning, and has more outstanding performance in terms of luxury, technology, and power performance.

Huai’an Jinhu：＂Red Bee Station＂ helps ＂takeaway brother＂ become the ＂red factor＂ of grassroots governance

2024年6月23日 | admin | fstgdr

　　"The closer we are to the merchants, the more orders we receive. Since there is this’Red Bee Station ‘in Ning Square, I can receive orders when I take a break and drink some water. Sometimes I can even eat a hot meal, and my income has also increased a lot. It’s so practical!"

　　Since the beginning of this year, Jinhu County, Huai’an City, Jiangsu Province has actively explored new methods and new paths for party building work for new business and new employment groups. The Party Committee of the County Market Supervision Bureau has taken the initiative and taken the initiative to take the initiative. In accordance with the principle of "grasping the industry and grasping the industry", it has taken the lead in establishing "small and specialized" industry party organizations and takeaway food delivery industry party branches. It has refined the "three lists" of party building tasks, the power list of takeaway brothers, and the obligation list of takeaway brothers, and established a "two-way feedback" mechanism between towns and streets and takeaway enterprises. Build a party building work system that combines blocks and links up and down. Carry out experiential research on the takeaway food delivery industry "100 people and thousands of miles", implement the party building information "three checks and one check" action, organize party members to "find a home", "go home" and "settle down" activities, and further find out the "family background". Select 3 party building instructors to takeaway enterprises, implement the "double training and double inspection" plan for the development of party members of takeaway brothers, and cultivate 17 party activists. This year, it is expected to develop 2 party members to ensure that the "two coverage" of the takeaway food delivery industry is vigorously promoted to the edge.

　　The county focuses on strengthening organizational guidance and service guarantee, establishing and improving the mechanism of care and assistance and appeal feedback, building a "Red Bee" party and mass service center at Meituan Jinhu Station, relying on market supervision grass-roots branches, supermarket outlets, and village (community) party and mass service centers to build 6 "Red Bee Stations", upgrading the "Seven Ones" warm-hearted service, providing appeal collection, training and learning, rest lectures and other activities, and building a "1 + 6" warm site service network. 18 county departments including the judiciary, public security, and trade unions have formed a "caring service alliance", issued a list of 20 warm "new" services, and provided various training and assistance such as safety knowledge, legal rights protection, and class skills for the delivery brother. 5 activities have been carried out, covering 450 new employment groups; 3 service work orders have been sent to urban management, housing construction and other departments, and 11 problems such as difficult access to the community and trees blocking building number plates have been solved within 72 hours, so that the delivery brother can truly feel the care and care of the party organization.

　　In addition, the county has also innovated to build the "Red Bee Knight" party building brand, widely carried out branch bright flags, party members bright identity, vehicle bright logo, service bright commitment activities, set up epidemic prevention and control "Red Bee" vanguard, more than 30 takeaway delivery staff 24 hours a day to fight for disinfection and sterilization of items, takeaway distribution line, take the initiative to undertake the distribution of fruits and vegetables and necessities of life for the isolation of the hotel, to ensure the daily life of residents. Recruit party members and party activists with good quality and political excellence to serve as "red net micro-grid" informers and volunteers, deliver takeaways to "take pictures" and "send them at any time" urban uncivilized phenomena, strive to create "woodpeckers" and "food safety guards" in civilized cities, and successively assist the public security department in cracking 3 theft cases, and "little brother" bursts with "great energy".

　　"The food delivery industry provides a lot of social services in the streets. We need to give full play to their advantages of being familiar with the situation and understanding the needs, and guide them to become the’red factor ‘of grassroots governance, so as to serve the general pattern of civilized city construction across the country," said Bao Zhiqiang, a member of the Jinhu County Standing Committee and director of the Organization Department.

The weather is changing! Snow! Sleet! It’s going to snow in Shanxi again!

2024年2月19日 | admin | tdfh

Recently, with the blessing of sunny weather,

The temperature in most parts of Shanxi rose steadily.

The warmth in most areas will continue today and tomorrow.

The highest temperature in most parts of central and southern China is generally around 10℃

The northern region is around 5℃

However, while warming up,

Haze is back, too

This afternoon to night

There are mild haze in parts of central and southern China.

tomorrow

There are mild haze in parts of the south.

The small partners in the above areas should pay attention to protection.

Although the weather is getting warmer.

But ups and downs are also common.

Wednesday

A new cold air is online.

The warming process was interrupted.

At the same time, our province will usher in a wide range of rain and snow weather.

Wednesday

There is little to medium snow in most areas.

There is heavy snow in parts of central and southern China.

There is light rain turning to sleet or light snow in Linyun Basin.

Affected by cold air and precipitation

The highest temperature in most parts dropped significantly on Wednesday.

It is expected that Wednesday

Most of the highest temperatures will generally fall below 5℃

The temperature drop in some areas is about 10℃

The temperature fluctuates greatly.

Everyone should adjust their clothes in time according to the temperature change.

It is currently at the peak of Spring Festival travel rush’s return trip

Need to pay attention to prevention

Rainy and snowy weather accompanied by slippery roads and icy roads.

And low visibility.

Adverse effects on transportation, etc.

Written by Cao Rui, an all-media reporter from Shanxi Evening News

Comprehensive Shanxi meteorology, China weather and so on.

Editor: Cao Rui, all-media editor of Shanxi Evening News

If there is any infringement, please contact this number to delete.

Reporting/feedback

Why do Japanese eat KFC for Christmas？｜ A close look at Japan

2024年1月1日 | admin | fstgdr

"A Close Look at Japan" is a column set up by Chen Yaoshi, a writer living in Japan, in the interface news, telling about Japanese business and culture.

People in northern China eat jiaozi on the winter solstice, while Japanese eat KFC on Christmas. Trying to eat KFC on Christmas Eve is like trying to eat Haidilao at seven o’clock in the evening, because there are long queues at the gates of KFC, and no one has provided free tea, watermelon and manicure services.

However, even if you can’t get in line, there are ways. Many families will choose to go to the store or order a family bucket online to eat at home. After all, Christmas Eve should be spent with their families. Figures provided by the American fast food industry show that from December 20 to 25, 2018, KFC stores in Japan earned about 63 million US dollars, and Christmas Eve was a crazy night for KFC, with sales usually four or five times that of usual.

This phenomenon is a bit ridiculous. When I first spent Christmas in Japan, I was shocked by the long queue at the gate of KFC-KFC is called fast food for China people, and it is generally favored by couples of children and college students. Why did KFC become a Christmas dinner in Japan? Is it because the Japanese can’t afford to eat turkey and take KFC to deal with it?

In fact, it is not because the Japanese can’t afford to eat turkey, but because there is no turkey in Japan. In 1970, the first KFC in Japan opened, and the business was bleak. At that time, Japan’s economy had developed at a high speed, and KFC, which provided standardized and high-quality services, did not attract the attention of Japanese consumers.

But the Japanese like to celebrate Christmas. In the long time and space, this festival from the west has been widely accepted by the Japanese. In fact, the concept of Christmas spread to Japan during the Meiji Restoration. In 1892, Masaoka Shiki, a master of Japanese literature in Meiji period, wrote that "after Laba is a noisy Christmas". Just like what we said, "Don’t be greedy for children, it’s the year after Laba".

Although in the following years, whether Christmas should be celebrated has aroused widespread discussion in society, the theory of the opponents is very clear: Japan is not a Christian country, so why should it be celebrated? How should Japan’s own traditions be preserved?

However, Yanagita Kunio, the father of Japanese folklore, thinks that Christmas is just a traditional winter night activity in the East, covered with western pop elements … and the East has a tradition of celebrating the winter solstice night since ancient times. ….

It means that everyone is happy, so why be so serious? The Japanese people don’t care so much, and happiness is the most important thing. They soon enjoyed the fun of Christmas. Since around the 1910 s, Santa Claus, Christmas concerts and dances have come in droves, and major commercial organizations have tried their best to carry out various discounts and promotions. The whole December was immersed in a cheerful atmosphere.

Back to KFC. Before and after Christmas in 1974, KFC played a brainwashing slogan: "Of course, we must eat KFC at Christmas." I didn’t expect this strategy to be a great success.

It is said that this idea came to the manager of KFC in his dream at that time. After waking up, he quickly took a notebook and wrote it down. In addition to this slogan, he also suggested that KFC should launch Christmas package barrels during Christmas to attract consumers.

It is said that another reason is that several westerners living in Japan complained that they didn’t have a turkey dinner in Japan at Christmas, and the manager had a brainwave. So, buddy, come and have a KFC dinner. Anyway, it’s all chickens.

Since then, it has become a tradition to eat KFC in Japan for Christmas. In fact, there is commercial significance behind this. Although the Japanese have a long history of Christmas, they have not formed a unique culture, and what to eat at Christmas has always been a blank in the market. For example, it is a habit and custom to have a family reunion dinner and watch the Spring Festival Gala in China during the Spring Festival. But what to eat at Christmas, the Japanese have never had a fixed habit. Until KFC’s marketing strategy changed this situation.

Moreover, KFC in Japan later strengthened its Christmas significance. They said that KFC’s grandfather looked like Santa Claus … So more Japanese chose to see this KFC grandfather who looked like Santa Claus at Christmas.

Besides eating KFC, if you happen to be in Tokyo, it is definitely a big loss not to see the brightly lit city on Christmas Eve. Whether it is a commercial block or a small park, this day will be shrouded in gorgeous lights containing whimsy and creativity. The images of reindeer, Christmas tree and Santa Claus will be displayed in various forms, and the trees on the roadside will also be lit by various colors of lights.

A few years ago, on Christmas Eve, I walked alone in Marunouchi Street in Tokyo, and was deeply moved by the romance at night. It is said that more than 200 trees on this 1.2-kilometer-long road are lit with shining lights, and there are about 930,000 light bulbs here to illuminate my Little Paradise.

In fact, we don’t have to be too critical of the festivals that emerge from time to time today. The background of their existence may be the planning of businesses, such as shopping, eating and having fun. But what about this? The important thing is, if real life makes you feel bored, what’s wrong with having fun in a festive atmosphere?

(Note: This article only represents the author’s personal views. Editor’s mailbox: zhoujing@jiemian.com)

Reporting/feedback

Speeding up the construction of western talent center and innovation highland Chongqing international talent exchange conference was held

2023年12月26日 | admin | fste

　　From December 16th to 17th, Chongqing International Talent Exchange Conference was held in Chongqing. Important guests and experts from 42 countries, regions and international organizations participated in the grand event. At the closing ceremony, talents and projects in Chongqing were collectively signed. According to statistics, this year’s conference introduced 2954 talents and 206 projects.

The signing site of Chongqing International Talent Exchange Conference. Photo courtesy of the organizer

　　Academicians and experts offer suggestions and suggestions around talent construction.

　　"At present, the construction of a modern new Chongqing is in a critical period, which requires the active participation of talents and strong intellectual support." Yuan Jiajun, secretary of the Chongqing Municipal Party Committee, said in his speech at the opening ceremony, "We have vigorously implemented the strategy of scientific and technological innovation and strengthening the city with talents, cultivated and introduced all kinds of talents in an all-round way, and accelerated the construction of the western talent center and innovative highland."

　　Up to now, Chongqing’s total talent resources exceed 6.3 million people, and its talent density ranks first in the west. There are 105 national science and technology innovation platforms, and 69 disciplines have entered the top 1% of ESI (Basic Scientific Indicators Database) in the world.

　　What kind of talents are needed in the new round of scientific and technological revolution and industrial transformation, and how to cultivate and gather talents?

　　"The major technological infrastructure is ‘ The heavy weapon of the country ’ It has the unique advantages of cultivating, condensing talents and promoting international scientific and technological cooperation. " Bai Chunli, an academician of the China Academy of Sciences, said that he made a statistic and found that 30 of the Nobel Prize in Physics since 1951 were obviously related to major scientific and technological infrastructure, accounting for 48% of the prize-winning proportion. The major scientific and technological infrastructure is also an important platform for international scientific and technological cooperation and the implementation of international science plans. At present, China is in a critical period of accelerating the realization of high-level scientific and technological self-reliance and building a world-class scientific and technological power, and talents are the first resource.

　　Bai Chunli said: "We must give full play to the unique role of the cradle of major scientific and technological infrastructure talents, so that these high-level scientific research platforms can continuously feed back the cultivation of talents and continuously improve the independent training ability of basic research talents."

　　"Since the reform and opening up, the overall development trend and scale of talents in China are very good. The problem we are facing now is that there are many general talents and many strong talents, but the more we go up, the less top talents there are. " Shi Yigong, academician of China Academy of Sciences and president of West Lake University, put forward three suggestions on how to maintain the leading position of top talents. The first is long-term trust and stable support; Secondly, attach importance to young talents and support young people; Third, open cooperation, diversification will bring innovation drive.

　　"I chose to join Changan Automobile because Changan Automobile has strong scientific and technological innovation. I chose to come to Chongqing Liangjiang New District because it has a solid industrial base, a vast market space and a high degree of openness. " Klaus Chijola, vice president of Chongqing Changan Automobile Company, mentioned the reason why he became attached to Chongqing in his keynote speech. He introduced that with the increasing globalization trend, Changan Design Center, as an important part of Changan Automobile, has formed an international professional layout. At the same time, Changan Automobile continuously integrates excellent human resources, promotes excellent product design, and strives to build a new global strategic partnership.

　　Promote the talent chain and empower the industrial chain.

　　This year, Chongqing proposed to build the strategic layout of "416" scientific and technological innovation and the construction of "33618" modern manufacturing cluster system, closely following the layout of talent chains in key industrial chains, and Chongqing played a "combination boxing" to attract outstanding talents to innovate and start businesses in Chongqing.

　　At the opening ceremony, Chongqing’s scientific and technological research project "Revealing the List" was released, with a total of 28 projects covering intelligent networked new energy vehicles, advanced materials, intelligent equipment and other fields, with a list amount of 221 million yuan. Highlight the needs of the industry and the ability of innovation, and set up a high-level research team by giving play to the role of leading talents as "head geese" to concentrate on collaborative research.

　　"Chongqing’s good talent base and scientific research advantages are important reasons for attracting our team to participate in this competition." Liang Feng, the winner of the "Xingyu Cup" International Innovation and Entrepreneurship Project Competition, "Research and Development of Multi-gene Combination Therapy for Anti-tumor and Anti-vaccine Based on MRNA Platform", said that he was going to set the research and development and manufacturing center of anti-tumor vaccine project in Chongqing. In this competition, a total of 1,369 outstanding talents competed with innovative and entrepreneurial projects, and 1,069 household units launched 19,000 positions to attract talents.

　　At the closing ceremony, talents and projects were introduced for centralized signing cooperation. Of the 2,954 talents introduced by this year’s conference, 1,637 were involved in the "33,618" modern manufacturing cluster system, accounting for 55.42%; Among the 206 imported projects, the top three imported projects are manufacturing, information transmission, software and information technology services, scientific research and technical services.

　　This time, a series of policies, such as the digital platform for talent work in Chongqing, the new Chongqing talent loan and the new Chongqing talent insurance, were released to facilitate the development of talents.

　　In the next step, Chongqing will further implement the strategy of scientific and technological innovation and strengthening the city with talents, improve the overall intelligence, talent concentration, strategic support, policy competitiveness and ecological conservation in an all-round way, and build a platform and create opportunities for all kinds of talents.

(Editor: Han Mengchen)