The list of social security services is released! How will your social security benefits change?
BEIJING, Beijing, March 3 (Reporter Li Jinlei) the State Council recently issued the "Thirteenth Five-Year Plan to Promote Equalization of Basic Public Services", which listed the basic public services in eight areas, including social insurance. Take a look at this list of social security services and see what changes will happen to your social security benefits in the next few years.
Reasonable adjustment of pension standards
In terms of basic old-age insurance for employees, the list is clear, and basic pensions, including basic pensions and personal account pensions, will be issued, and transitional pensions will be issued to the insured who participated in the work before the reform and retired after the reform, and a reasonable adjustment mechanism for basic pensions will be established.
In terms of basic old-age insurance for urban and rural residents, the list is clear, and basic pensions and personal account pensions are issued. At present, the minimum standard of basic pension determined by the state is 70 yuan per person per month. According to the economic development and price changes, a reasonable adjustment mechanism for the basic pension level will be established.
"Establishing a scientific normal adjustment mechanism for treatment is an important guarantee to ensure that insured people share the fruits of economic and social development reasonably." The relevant person in charge of the Policy Research Department of the Ministry of Human Resources and Social Security said that in terms of old-age insurance, according to factors such as economic development, income growth, price level and affordability in all aspects, the normal adjustment mechanism of old-age insurance benefits will be gradually established and improved, and the basic pension for retirees and the basic pension standards for urban and rural residents will be improved in a coordinated and orderly manner to stabilize the treatment expectations of the insured.
Increase the proportion of individual contributions to medical insurance for urban and rural residents
The plan proposes to improve the stable and sustainable financing and reimbursement ratio adjustment mechanism of basic medical insurance, formulate a three-year government subsidy plan for urban and rural residents’ medical insurance, appropriately increase the proportion of individual contributions while raising the government subsidy standard, and gradually link individual contributions with the income level of urban and rural residents.
The relevant person in charge of the Policy Research Department of the Ministry of Human Resources and Social Security said that residents’ medical insurance adopts a financing method combining individual contributions and government subsidies, and the government will subsidize individuals who have difficulties such as subsistence allowances. In recent years, the financial subsidy standards at all levels have been raised year by year. In 2016, it was raised to not less than 420 yuan per capita, and it was proposed that individual contributions should be raised to not less than 150 yuan.
The above-mentioned person in charge said that during the "Thirteenth Five-Year Plan" period, the financing level of medical insurance will be scientifically determined by further improving the financing methods and channels, and a dynamic adjustment mechanism organically related to economic growth, residents’ income and medical expenses will be gradually formed to clarify the responsibilities of the government, units and individuals, form a reasonable financing structure, realize the stable and sustainable operation of the medical insurance system, and better safeguard the rights and interests of the broad masses of the people.
Maternity and medical insurance are combined.
The plan proposes to combine maternity insurance with basic medical insurance. The reporter of Zhongxin. com noted that the General Office of the State Council recently issued the Notice on Printing and Distributing the Pilot Program for the Combination of Maternity Insurance and Employee Basic Medical Insurance, and decided to carry out two pilot projects for the implementation of insurance merger in 12 cities including Handan City, Hebei Province, with a pilot period of about one year.
It is understood that the combined implementation of the two insurances will not reduce the maternity insurance benefits of the insured employees. With the improvement of the mutual aid ability of the fund, it will also help to better protect the benefits of the insured. The Ministry of Human Resources and Social Security will sum up the pilot experience in a timely manner and determine the ideas and steps for full implementation, which will be promoted throughout the country during the 13 th Five-Year Plan period.
The service standard in the list shows that the fund pays the medical expenses and maternity allowance during the maternity period, and the maternity allowance is calculated according to the average monthly salary of the employees in the previous year.
Strive to achieve social security benefits from different places and direct settlement.
The plan proposes to issue and apply social security cards in an all-round way, with the card population coverage rate reaching 90%, realize social security one-card system, support the cross-business, cross-regional and cross-departmental application of social security cards, establish a social security card application platform and cover a wide range of card terminal environments.
With regard to the renewal of social insurance relations, the plan proposes to establish a social security management information system with unified standards and nationwide networking, improve and simplify the renewal process, implement online certification and online renewal, and strive to realize the nationwide collection and direct settlement of social insurance benefits in different places, so as to facilitate the floating employment and living in different places for insured workers, unemployed and retirees.
The relevant person in charge of the Policy Research Department of the Ministry of Human Resources and Social Security said that the relevant handling procedures should be constantly standardized, the functions of the social insurance relationship transfer and connection information system should be improved, and the rational flow of labor force should be promoted. Actively promote the settlement of medical treatment in different places, and solve the urgent need for qualified personnel to directly settle hospitalization expenses in different provinces, so that it will no longer become a pain point for the masses.