The recommended configuration of "Two in a Row": Walking all the way is not just a game.

"Two in a Row" is a unique cooperative platform adventure game produced by Hazelight Studio and released by EA. It needs to control two characters to take risks in a wonderful world, help Cody and May, who have become dolls because of the spell, return to human form and constantly repair the broken relationship between them.

Wandering stars

As a game with 95% favorable comments on STEAM and more than 15,000 favorable comments, it represents that this game has conquered the hearts of almost all players. This is not a simple independent decryption game. What attracts players most in the game is the unexpected fusion of various ways of playing. Almost every different scene has a brand-new way of playing. You will be transported to the ice and snow to have an exciting skiing competition, and you will also have a naval battle with your partner in the sea of Wang Yang, and there will be more interesting interactions and cooperation, the leader battle. The game experience that never repeats makes players enjoy it.

Wandering stars

Hazelight Studio is a studio specializing in two-person cooperative games. At the TGA in 2018, the studio producer openly erected indecent gestures in front of the screen. Perhaps only such a rebellious and frivolous producer can make such an emotional game.

In the studio, "Escape from Life" is also a two-person cooperative game, which is about "friendship". And this one is about "love and affection". In the game, the estranged husband and wife, in dozens of hours of wonderful adventure stories, slowly recovered their relationship, regained the feeling of the year, and emphasized the theme of cooperation between the two.

In the process of a cooperative game, on the basis of interesting gameplay, only close cooperation with peers can pass the level more correctly, and one person’s strength cannot solve all problems. You and your partner can cooperate seamlessly and enjoy the experience of movie-like pictures together, which can bring about the improvement of the relationship between the two sides. The "two-person" game may not be just a game, but a wonderful experience for two people to enjoy happiness together.

The optimization of the two-person trip on the PC side is very good. The recommended configuration only needs GTX980 graphics card to play, but the movie-level screen is as distinct as the fairy tale world. Of course, you need a powerful computer to experience the game screen of 2K or even 4K home theater.

Wandering stars

The first is the graphics card that is difficult to obtain at present. We recommend iGame GeForce RTX 3060 Ultra W OC. 12GB of large memory is born for high resolution. It can ensure that users can enjoy the game at the high resolution of 4K level, and the memory resources are rich. The appearance of steam wave style allows users to obtain satisfactory results whether for their own use or for housewives.

In addition to the top game graphics card, CPU certainly can’t be delayed. The new Intel XI CPU opens a new generation of games. Intel I5 11600K six-core twelve-thread CPU with colorful CVN Z590M GAMING PRO motherboard. The brand-new 500 series motherboard uses the outstanding frost condensation and heat dissipation design of the previous generation. On the basis of the previous generation, the volume of the heat sink is greatly increased, the circuit part that needs heat dissipation is protected to a greater extent, and the power supply part is greatly strengthened. At the same time, it supports the brand-new PCIE4.0 channel technology, which not only has many black technologies that can increase the performance of graphics cards, but also supports PCIE4.0 high-speed solid-state drive, which is twice as fast as 3.0 solid-state drive, and enjoys the high-speed loading speed of games without waiting.

Wandering stars

Colorful CVN Z590M GAMING PRO motherboard still maintains the brand appearance style of steel matte Leng Yan. The silver-black motherboard appearance matches the simplicity and naturalness of home. If the player likes the white theme, he can also choose the CVN Z590M GAMING FROZEN motherboard with pure white appearance. In the same configuration contact, he also has a WIFI 6 wireless module.

Wandering stars

On the chassis, we recommend the use of Xingu LUX Youth Edition. The high-quality MATX chassis can be perfectly equipped with all the above accessories. The small and exquisite shape can be perfectly matched anywhere in the house, and the side-through shape can clearly display the accessories inside, so that DIY enthusiasts can happily comment on the accessories.

Wandering stars

In all the configurations recommended above, whether it is the graphics card iGAME GeForce RTX 3060TI Ultra, the motherboard CVN Z590M GAMING series and the Xingu lux Youth series chassis, users can choose from black and white themes. Users can assemble a black theme computer for themselves, which represents men’s composure and perseverance, and a white theme represents women’s gentleness and liveliness.

Nowadays, when games have become an important part of family leisure activities, I hope that the above-mentioned colorful theme computers can also become a part of furniture life, so that people can "walk together" and laugh and laugh all the way, no matter on the road of games or life.

What is the price of Hongqi Guoya?

The price range of Hongqi Guoya is inBetween 1.08 million and 2.08 million.

Specifically, Hongqi Guoya’s 3.0T model is expected to sell atBetween 1.1 million and 1.2 million, the entry-level model is priced at about1.08 million, the high-end version is priced at about1.18 million; The estimated price of the 4.0T model isBetween 1.3 million and 1.46 million, of which the five-seat version is priced at about1.3 million, the four-seat version is priced at about1.46 million.

Hongqi Guoya is positioned in the high-end market, and its price range may even target the S-class of Mercedes-Benz, and may even target the price position of Bentley or Rolls-Royce. This shows the ambition of Hongqi Guoya in the high-end market.

In addition, the price of Hongqi Guoya also reflects its luxurious configuration and exquisite craftsmanship. It is equipped with a number of advanced functions and luxurious interiors to provide users with a top-level driving experience.

Generally speaking, the price range of Hongqi Guoya is between 1.08 million and 2.08 million, which shows its position as a high-end luxury model.

Dianguang Media: "Culture+Science and Technology" Integration and Innovation Forging New Quality Productivity

Mango city renderings
Thousands of miles of Jiangshan Fantasy Tour Site (Photo courtesy of the unit)
Thousands of miles of Jiangshan Fantasy Tour Site (Photo courtesy of the unit)
Thousands of miles of Jiangshan Fantasy Tour Site (Photo courtesy of the unit)
Thousands of miles of Jiangshan Fantasy Tour Site (Photo courtesy of the unit)
Thousands of miles of Jiangshan Fantasy Tour Site (Photo courtesy of the unit)
In recent years, Dianguang Media has established a new strategy of "cultural tourism+investment", and the dual main businesses of cultural tourism and investment are operating steadily.
The company focuses on improving the scientific and technological content in the new strategy, and pays close attention to the development of new technologies such as AR, VR and AI. The new quality productivity of "culture+technology" is accelerating: Mango Future Art Center will create a "mango model" with "culture+technology" integration and innovation, and become a benchmark for cultural innovation and a scientific and technological innovation highland; Accelerate the establishment of cultural technology companies and continue to strengthen the strategy of technology empowerment.
At the same time, the company’s investment sector has deepened its layout around science and technology tracks such as information technology, intelligent manufacturing, medical health, cultural media, and continued to promote the development of new quality productivity with capital assistance.
Create a "culture+technology" practice place and make excellent culture "live"
Recently, Changsha City’s "Implementation Plan for the Construction of Major Cultural Tourism Projects in the City in 2024" was released, and the "Mango City" project of Dianguang Media was listed in the "List of Major Cultural Tourism Projects in Changsha in 2024" NO.1
The Mango City project covers a total area of about 3,000 mu. It is planned to integrate cultural tourism projects such as Changsha Window of the World, Changsha Underwater World and Colorful Box, and invest in new projects such as Mango TOWN and Water World to form a unique new landmark of media tourism in China.
Mango Future Art Center is located in the colorful box of Mango City. It is a cultural and artistic frontier created by Dianguang Media in Mango City by using digital technology to promote product innovation and industrial upgrading, relying on the brand influence and ecological chain of mango.
The center was officially put into operation in September, 2023, with the first project "A Thousand Miles of Rivers and Mountains Immersion Show", which uses AI technology, dome theater, panoramic CAVE, immersive interactive devices and other high-tech means to build a meta-cosmic experience center, so that "A Thousand Miles of Rivers and Mountains" can be rejuvenated with the help of new digital technology and promote the creative transformation and innovative development of Chinese excellent traditional culture.
Wang Yanzhong, chairman and general manager of Dianguang Media, said that the cultural tourism industry is a typical innovation-driven industry, and the new quality productivity emphasizes promoting product upgrading through technological innovation. Mango Future Art Center is an important carrier for TVC to innovate and explore the new quality productivity of "culture+technology". By making an early layout in the field of "cultural tourism+science and technology", with the help of cultural creativity and technological empowerment, the company’s "new cultural tourism" has strategically and innovatively formed "new products, new styles and new capabilities", created a rich product matrix of "culture+science and technology" and shaped a number of deep integration development benchmarks.
Set up cultural technology companies to accelerate the deep integration of cultural tourism and technology.
In order to further accelerate the integration of cultural tourism and technology, Dianguang Media will set up a cultural technology company in the near future, relying on the unique mango IP resources and innovative transformation of cultural creativity, and continue to exert its strength in the application of digital technology. Based on Mango Future Art Center, it will promote the innovation of "cultural tourism+technology" products, explore the landing of digital technology and cultural products such as AR, VR and AI, and form new quality productivity through the integration and innovation of technology and culture, so as to promote and support the company’s sustained and high-quality development in the future.
Nowadays, high-tech enterprises are the main force to promote the development of new quality productivity, and the main investment direction of venture capital funds is new quality productivity. Venture capital plays an important role in the process of making science and technology enterprises bigger and stronger.
Dachen Caizhi, a subsidiary of Dianguang Media, currently manages nearly 50 billion yuan of funds and invests in more than 750 enterprises. A total of 168 investment enterprises have been selected into the list of national-level specialized and special new "Little Giants", and it has become one of the most influential venture capital institutions in China, ranking among the top three local venture capital institutions for ten consecutive years.
Dachen will seize the important opportunity to actively cultivate emerging industries and future industries, focus on artificial intelligence, information technology, intelligent manufacturing, energy conservation and environmental protection, medical health and military industry, and invest in a number of scientific and technological innovation enterprises accurately to help science and technology innovation enterprises develop in high quality, show the hard power to promote scientific and technological innovation from a longer period, and become an "incubator" to cultivate new quality productivity.
In the next step, Dianguang Media will continue to promote the strategic upgrade of investment business to "big asset management", promote the extension of Dachen Caizhi business chain, accelerate the development of the whole chain from VC and PE to direct investment, mergers and acquisitions, and fixed increase, and build a national first-class asset management platform for the development of new quality productivity. (Zhang Jianqing)
Reporting/feedback

Will the property market usher in an inflection point in 2019? Which cities have room for housing prices to rise?

  After "one city, one policy", the influence of local governments on the property market has increased, but the big logic of "staying and not speculating" has not changed, and only the demand of a few cities can support the rise in housing prices.

  Caijing reporter Wang Bo Intern Qin Xinyu Hvenmark Editor


  At the end of the year and the beginning of the year, the central government’s wide currency and local loose purchase restrictions have taken a two-pronged approach, so that developers who have been suppressed for a year have seen the hope of bottoming out. "Of course, the biggest concern is where is the next deregulated city?" A number of regional real estate executives told Caijing (blog, Weibo) reporter frankly.


  At the end of 2018, Shandong Heze first issued a signal of loosening the regulation of the property market and canceled the restriction on the sale of new residential houses. Subsequently, many cities relaxed their purchase restrictions, and Guangzhou (real estate), Zhuhai (real estate), Hangzhou (real estate), Qingdao (real estate) high-tech zone and other places used supplementary social security, talent introduction, settlement and other means to regulate the market. The general direction was to stimulate purchasing power and improve the efficiency of buying houses and transferring ownership.


  The local government has quietly relaxed the regulation of the property market, but there are traces to follow. On December 19, 2018, the Central Economic Work Conference put forward the general direction of strengthening the main responsibility of the city government and improving the housing market system and housing security system under the background of not speculating in housing. Among them, the policy of the city is to decentralize the power to the local government.


  With the loosening of local property market regulation, the financial system continued to release water. At the beginning of 2019, official website, the central bank, announced that it would reduce the RRR by 1 percentage point and release 800 billion yuan of long-term funds. In 2018, the central bank has visited targeted cuts to required reserve ratios four times, releasing about 3.5 trillion yuan of base money. Zhang Ming, chief economist of Ping An Securities, predicted that monetary policy relaxation will continue in 2019, and the central bank should have four RRR cuts.





上次大规模货币放水是在十年前。2008年11月,为了抵抗国际金融危机,稳定经济增长,政府推出“4万亿”投资计划,之后中国房地产经历了两轮暴涨,一线城市房价平均上涨了6倍-8倍。
  The last large-scale money release was ten years ago. In November 2008, in order to resist the international financial crisis and stabilize economic growth, the government launched a "4 trillion" investment plan. After that, China real estate experienced two rounds of skyrocketing, and the average house price in first-tier cities rose by 6 -8 times.


  After the wide currency, the wide credit followed. According to data from Rong 360, in December 2018, the average interest rate of the first home loan in China was 5.68%, down 0.03 percentage points from the previous month, which was the first time that the first average interest rate in China fell in 23 months.


  Under the multiple benefits, the market is hotly discussing whether the turning point of the property market is approaching. On December 24th, 2018, Wang Menghui, Minister of Housing and Urban-Rural Development, said that the goal of 2019 will be to stabilize land prices, house prices and expectations. But what about the word "stable"? Opinions vary from party to party.


  Wide currency developers have limited benefits.


  Since 2018, the central bank has lowered the RRR five times, and the general tone of macro-control with wide currency and wide credit has eased the financing difficulties of good developers.


  In November 2018, the financing amount of housing enterprises exceeded 100 billion, and in December it reached 160 billion. In the first ten days of January 2019, the financing amount was as high as 70 billion. Financing housing enterprises include R&F, Longguang, Sunac, Midea Real Estate, etc. Among them, Sunac and Longguang, which have higher financing costs, account for about 6%, while others are between 45%. This set of data is much lower than the financing cost of housing enterprises in the previous two years. In 2017, the average domestic financing cost of housing enterprises was about 8%-9%.


  In 2018, targeted cuts to required reserve ratios, the central bank, brought 3.5 trillion yuan to banks and increased the liquidity of the whole society. Concerns also follow: whether a large amount of hot money will flow to real estate, leading developers to continue to buy land with high leverage, thus speculating on land prices and housing prices.


  Zhang Ming believes that the five RRR cuts have brought some changes to the financing environment of developers, but at present, small and medium-sized developers are not in the bank’s field of vision, and many banks still only lend to the top 20 housing enterprises in the country. The central bank’s recent four RRR cuts are all targeted. It is hoped that banks will lend money to small and medium-sized enterprises, private enterprises and innovative enterprises to support debt-to-equity swaps and manufacturing industries, rather than flowing to real estate.


  However, before that, there did appear the situation of "left-handed" and "yin-yang contract". After the SMEs borrowed from the bank, they lent the money to the developers, and the SMEs became a channel for real estate developers to raise funds. Xiang Songzuo, former chief economist of Agricultural Bank of China, told Caijing that according to the requirements of the central bank, commercial banks have clear provisions on the use of loans for small and micro enterprises. The central bank has also brought the support effect of commercial banks on small and medium-sized enterprises into the macro-prudential assessment (MPA) system. "Of course, there will be regulatory loopholes in the operation process, but it will not form a universal phenomenon."


  Dong Ximiao, deputy dean of Chongyang Financial Research Institute of Renmin University of China, believes that the 4 trillion package plan in 2008 was directly invested by the main government, many of which were in the field of infrastructure, and more funds directly or indirectly flowed into real estate.


  In this round of monetary policy adjustment, the central bank’s goal is to inject liquidity into key areas and weak links more efficiently, rather than the real estate market.


  At the end of July, 2018, the meeting held in the Political Bureau of the Communist Party of China (CPC) Central Committee also set the tone for macro adjustment, and put forward six stabilities (stable employment, stable finance, stable foreign trade, stable foreign investment and stable expectations), among which stable employment ranked first, and only small and medium-sized enterprises and private enterprises can bring stable employment.


  Since the beginning of 2019, UBS Securities has conducted research on dozens of head real estate companies, financial institutions and industry experts, and believes that the central government has not yet released large-scale water to real estate at the credit level. "In 2019, investors generally expect the GDP growth rate to be in the range of 66.5%. If the downside risk of the economy is too large, such as less than 6, then there will be more macro-stimulus measures." Ge Ge, a real estate analyst at UBS Securities, told Caijing reporter.


  One city, one policy, the property market opens precise regulation.


  At the Central Economic Work Conference held on December 19, 2018, in addition to insisting on housing and not speculating, the central government also put forward requirements such as city policy, classified guidance and consolidating the main responsibility of the city government. At the recent local two conferences held in various places, "one city, one policy" has become a hot word.


  In the past two months, the regulation of the property market in some areas has been loosened, which is also a test of one city and one policy. For example, Heze cancels the restrictions on the transfer of new houses and reduces the supervision of funds for pre-sale buildings in urban areas; Guangzhou’s commercial housing can be sold to individuals, and the purchase of the first suite in neighboring cities can apply for provident fund withdrawal; Hangzhou allows social security to be paid three times; Hengyang (real estate) has cancelled the price limit.


  Zhang Dawei, chief analyst of Zhongyuan Real Estate, believes that the expectation of the property market has changed, the most stringent period of real estate regulation and control policies has passed, and fine-tuning will be inevitable. In 2019, the property market policies of more than 30 cities will be fine-tuned. As long as the housing prices do not rise, the real estate policies are likely to be loose.


  Whether house prices will rise sharply in 2019, the regulation of local governments is an uncertain factor.


  In 2018, the national sales of commercial housing was nearly 15 trillion. Usually, developers will take 50% to 60% of their income to acquire land, which is equivalent to about 8 trillion yuan flowing to local governments every year. Only when house prices rise can land be sold, and local governments are of course happy to see house prices rise.


  In 2018, the national land purchase volume and price both fell. For the regulation of the property market, local governments and the central government have been in a game, but one city and one policy does not mean that local governments can let go of their hands and feet to develop land finance. Take the cities that have been deregulated in the past two months as an example, they are all fine-tuning based on destocking, partial release of just-needed, and improving the efficiency of housing transactions.


  Yang Xianling, president of RealData, believes that "one city, one policy" gives local governments the flexibility to regulate the property market, but it cannot be divorced from the central logic of "housing and not speculating", and at the same time, local governments will also bear the responsibility of responding.


  Many people pay attention to the policy of the city, but ignore the following sentence: "Consolidate the main responsibility of the city government". Zhang Ming believes that this sentence means that if the house price rises too high or too fast, it will directly affect the promotion of relevant officials.


  Many economists predicted to Caijing that in 2019, the RRR cut is still expected, but it is unlikely that the property market will skyrocket and plummet. The tone of the real estate market in 2019 is obvious-a stable and long-term mechanism.


  Zhang Ming’s team once estimated that about half of the total loans of China Bank (601988) were related to house prices and land prices. According to a report issued by Guangfa Bank and Southwest University of Finance and Economics, 80% of China households’ assets are houses. If the property market plummets and the downward pressure on the economy increases, it will lead to systemic financial risks and social risks. At the same time, due to the limited overseas investment, the property market is still the most important target in the allocation of household assets in China. If the property market soars, the leverage ratio of residents and housing enterprises will increase, which will make the previous deleveraging achievements fall short.


  At the Winter Davos Forum on January 24th, Fang Xinghai, vice chairman of the China Securities Regulatory Commission, said that the leverage ratio of China’s household sector has exceeded 110%, which is higher than that of the United States. This is a terrible figure, and if it is not controlled, the debt problem may break out. He believes that now that the economy is stimulated, the leverage of enterprises can no longer be increased, and the leverage of residents can no longer rise. The only thing that can be improved is government debt, so we have seen that local debt is gradually loosening.


  Which cities have room for rising house prices?


  In cities that are deregulated, there is actually no obvious fluctuation in house prices. In the data published on the website of China Real Estate Association, Caijing reporter found that the house price in Heze rose in December when the news was announced, and fell again in January. The house prices in Hangzhou and Hengyang remained unchanged, while the house price in Guangzhou rose slightly.


  Wen Bin, chief researcher of Minsheng Bank (600016), believes that the supply and demand of the real estate market are generally balanced from the national perspective, but different cities have different structural characteristics due to factors such as industry, population and land. At present, housing prices in first-tier and some second-tier cities still have upward momentum due to the suppression of demand in the early stage, and housing prices in third-and fourth-tier cities are facing downward pressure.


  "Buying a house now is a high-level takeover, and it is impossible to make money. The local government thinks that after the price limit and purchase restriction are liberalized, investors will come to speculate. In fact, it is probably wishful thinking. Even if all the real estate control policies are liberalized, where will the demand come from for most third-and fourth-tier cities? " Say to Matsuzaka.


  He believes that the net inflow and outflow of population will be the main indicators to judge the next round of housing price fluctuations.


  At the end of 2018, the Report on the Development of Floating Population in China (2018) released by National Health Commission showed that the number of floating population in China declined for three consecutive years. Judging from the development trend of floating population in urban agglomerations, the long-term resident floating population is on the rise, and the five major urban agglomerations represented by the Pearl River Delta, the Yangtze River Delta, Beijing-Tianjin-Hebei, the middle reaches of the Yangtze River and Chengdu-Chongqing urban agglomerations will remain the main gathering places of floating population in the future.


  According to a set of data released by China Index Academy, in 2018, housing enterprises focused on the Yangtze River Delta and the central and western regions. Vanke and Country Garden, the top two land buyers, have heavy positions in these two areas, accounting for 19.86 million square meters and 37.66 million square meters respectively. According to the statistics of Caijing reporters, among the second-tier cities in the Yangtze River Delta and the central and western regions since 2017, the cities with a net population inflow of more than one million are Ningbo (real estate), Jiaxing (real estate), Hangzhou, Wuhan (real estate) and Zhengzhou (real estate).


  In 2018, housing prices in third-and fourth-tier cities experienced an irrational rise due to the monetization policy of shed reform, while first-and second-tier cities such as Chengdu, Xiamen (real estate), Shanghai (real estate), Hangzhou and Beijing (real estate) rose too fast in 2017, and all of them were adjusted back in 2018.


  The Joint Laboratory of Housing Big Data released a report after investigating 142 sample cities. In 2018, the top five cities with rising house prices were Xianyang (real estate), Haikou, Nanyang (real estate), Xi ‘an (real estate) and Guiyang, all of which were third-and fourth-tier cities, with increases of 36.94%, 35.43%, 31.62% and 29.01 respectively. The top five cities with falling house prices in 2018 are Chengdu, Xiamen, Langfang, Shanghai and Zhangjiakou (real estate). Among them, Zhangjiakou is irrational because of the concept of speculation in the Winter Olympics, while the other four cities are either first-tier or second-tier cities around the first line.


  Zhang Ming believes that quasi-first-tier cities around first-tier cities, or cities in second-tier cities where house prices have risen relatively slowly in the past few years, may have rising potential in the future. For example, the housing prices in Guangdong-Hong Kong-Macao Greater Bay Area and Shenzhen are already very expensive, while those in Guangzhou are cheaper than those in Shenzhen, while those in Foshan and Dongguan are cheaper than those in Guangzhou. In the Yangtze River Delta, the housing prices in Shanghai and Hangzhou are very expensive, but the housing prices in Nanjing are OK. Beijing’s purchase restriction is very strict, but its surrounding cities such as Tianjin (real estate) still have room for growth.


  According to the Monitoring Report of China Real Estate Enterprises in 2018 by China Index Academy, the top ten real estate enterprises will all take land in second-tier cities in 2018. Take Vanke as an example, its land acquisition area in second-tier cities accounts for 63.9% of the annual land acquisition area, and the land acquisition amount also accounts for 60.9% of its total amount. (The top ten real estate enterprises are Vanke, Longhu, Poly, China Shipping, Country Garden, Evergrande, Jindi, Shimao, Greentown and R&F)


  Head developers have strong financial strength, and they are quick to harvest the first and second lines, and small and medium-sized developers settle for second best. In recent contacts with developers, Mr. Ge of UBS Securities found that many small and medium-sized developers no longer mention the third and fourth lines. The boat is easy to turn around, and they have also targeted the second-tier cities.


  The new round of property market regulation began in the fourth quarter of 2016, when the first-tier cities began the purchase restriction policy. In the second and third quarters of 2017, the purchase restriction spread to second-tier cities, and the purchase restriction in many second-tier cities changed from three years to five years. However, after two years of regulation, the buyers who had just needed social security for three years already had the qualification to buy a house.


  On March 17, 2017, Guangzhou released the latest purchase restriction policy, and the qualification for foreign buyers to purchase houses changed from three years to five years; In the same month, Hangzhou also implemented a purchase restriction, requiring foreign buyers to pay social security for two consecutive years. In 2019, the just-needed purchasing power restricted by social security in these two cities will be released.


  Just-needed and improved demand is still the focus of bank mortgage support. Zhang Ming believes that with the market liquidity brought about by the RRR cut and the decline of bank capital cost, the interest rate of the first home loan will fall. However, the central government’s determination to curb speculative real estate speculation has not been relaxed. In addition to the purchase restriction, the loan restriction is also more severe. Zhang Ming revealed that the mortgage loans of many commercial banks have not exceeded 1 million yuan recently.



    This article was first published on WeChat WeChat official account: Caijing Magazine. The content of the article belongs to the author’s personal opinion and does not represent Hexun.com’s position. Investors should operate accordingly, at their own risk.

(Editor: Cui Chen HX015)

Staggered peak production and "five stops and two stops", why did Guangdong’s power cuts come ahead of schedule?

Due to the large power supply load gap, many industrial zones in Guangdong Province stopped production in turn and started off-peak electricity consumption to cope with the power supply problem.

According to "Zhongshan Daily" reported on May 26th, due to the acceleration of economic recovery and the continuous high temperature, the demand for electricity in Guangdong Province has been rising, and some areas in Guangdong have started the peak-shift electricity consumption mode. Some enterprises in Zhongshan have responded to the difficulties by purchasing generators and adjusting working hours.

"Zhongshan Daily" quoted a staff member of Chaozhou Power Supply Bureau as saying that the current load growth in some areas far exceeds expectations, and the power supply is tight or even insufficient at peak hours. If the power is overloaded, "the line is prone to collapse, causing a large-scale load trip and power outage, so some users need to cooperate with the peak shift to control power consumption".

Staggered peak power consumption refers to a series of measures to guide users to adjust their production arrangements in order to solve the short-term imbalance of power consumption load, and transfer part of the load in the peak period of power consumption to the low period of power consumption, so as to reduce the load difference between peak and valley.

According to the interface news, the peak electricity consumption has been in Guangdong Province for two weeks. By the end of May, the power rationing situation continued to increase, the scope was expanded and the time was lengthened. In some places, factories had been open for three times and stopped for four times, which had a negative impact on the order fulfillment of factories, and workers could only be arranged to work in shifts in the morning and evening on the day when the power supply could be normal.

On May 14th, a kitchen equipment manufacturer in Panyu District, Guangzhou disclosed a notice of off-peak electricity utilization, which showed that on May 16th, at the request of the superior power supply bureau, off-peak electricity utilization will be implemented every Saturday and work normally on Sundays, and the off-peak electricity utilization cycle is expected to last for three months.

Subsequently, Foshan, Shantou, Dongguan, Huizhou, Zhuhai, Zhongshan, Chaozhou and other places began to implement off-peak electricity consumption.

On May 18th, Shantou City, Guangdong Province began to implement the "five stops and two stops" orderly power consumption. Industrial users need to take two days off every Tuesday from the benchmark date, and stop producing electricity at 9-12: 00, 14-17: 00 and 18-21: 00 during the peak hours of power consumption, and only keep the security and heat preservation load.

On May 19th, Humen Power Supply Bureau of Guangdong Power Grid issued a document saying that the customers of industrial transformer in the whole town need to implement the orderly power consumption plan from May to December, and impose an additional penalty of 48 hours of power outage on enterprises that unconsciously implement orderly power consumption.

On May 24th, Guzhen Town, Zhongshan City, Guangdong Province began to implement the "five stops and two stops" scheme. According to the notice issued by Guan Wei of the Party and Mass Service Center in Gusan Village, Guzhen Town, from now on, the peak-to-peak power outage will be on Sunday every week, and the power transmission will be stopped from 7: 00 am to 23:00 am every Sunday, and the elevator may not be used.

In addition, some industrial users can’t use electricity for production and work, and can’t turn on high-power electrical appliances, such as air conditioners, even if they have electricity during off-peak electricity consumption.

Since 2014, China’s economy has entered a new normal, the growth rate of electricity demand has slowed down, and the phenomenon of power rationing has rarely occurred. Even if it appears, it is mostly in the peak period of electricity consumption in July and August. Why did it appear in May earlier this year?

Ceng Ming, director of the Energy Internet Research Center of North China Electric Power University, told Interface News that there are four deep-seated reasons.

The first reason is that the electricity consumption plan arrangement is not accurate, which leads to the deviation of electricity demand arrangement on the power supply side; The second reason is that climate factors have a great influence on the demand for electricity. The high temperature weather in Guangdong has led to a significant increase in peak and valley load compared with the past. "Lack of electricity is the lack of peak load."

The third reason is that, due to the great compression of coal-fired power in recent years, the multi-energy complementarity between renewable energy and traditional energy is uncoordinated, which leads to power shortage. The fourth reason is that most of Guangdong’s electricity depends on external calls, and this year’s external calls may deviate from the original plan.

According to the news of Guangdong Electric Power Trading Center, according to the historical data of the 13th Five-Year Plan, May is in the alternate period of dry season and flood season, and the power generation capacity of the main clean energy hydropower is limited, and the maintenance of superimposed units and engineering power outages are relatively concentrated, which is actually the month with the smallest supply margin for the whole year.

From June to September, it entered the summer peak period, and the system load reached the highest value of the year. However, hydropower also entered the annual peak period, and the bidding space of market units was reduced.

But this year, Guangdong Province entered the summer ahead of schedule. The Guangdong Energy Bureau reported on May 21st that since May, the high temperature in Guangdong Province has been continuously high, with a temperature of 35℃, which is 4℃ higher than that in the same period last year, resulting in the rising demand for electricity, which has exceeded the highest load last year.

At the same time, the economic recovery is accelerating, especially the demand for electricity in the secondary and tertiary industries is strong. From January to April, the electricity consumption in the province increased by 32.2% and 40.2% respectively.

On May 10th, the Plan for Orderly Electricity Use in Guangzhou in 2021 approved by Guangzhou Bureau of Industry and Information Technology has shown that the overall power supply in Guangdong Province is expected to be tight in 2021.

Among them, the situation of power supply and demand in the province is severe during the alternation of dry season and summer peak period, and there is a big risk of power shortage. Affected by this, the power supply in Guangzhou power grid may be tight or even short at that time.

According to the research data of Guotai Junan Securities, as of 2018, the proportion of calls from outside Guangdong also exceeded 30%. Among them, Yunnan hydropower is a major power source.

However, in May this year, Yunnan, due to reasons such as not entering the flood season, had a gap in its own power, which led to the inability of western power to increase its power transmission during the tight power supply in Guangdong.

A pre-notice of emergency peak shifting preparation issued by Yunnan Power Grid on May 10th shows that the main reservoirs in Yunnan are seriously overdrawn, the coal storage in thermal power continues to decline, and the power generation is seriously less than expected. There is a power gap of about 700,000 kilowatts at the peak of electricity consumption that day.

The wet and dry seasons are distinct in most parts of Yunnan, with the dry season from November to April of the following year and the rainy season starting around May. According to the China Meteorological Bureau, the southern region entered the flood season late this year, and there was less precipitation in Yunnan in May. Recently, Lijiang City, Yuxi City and other places in Yunnan Province have issued orange warnings for drought.

Interface News contacted the relevant staff of China Southern Power Grid Co., Ltd. (hereinafter referred to as China Southern Power Grid) for matters such as power shortage and off-peak power consumption in Guangdong, but the person did not give a direct response.

Founded in 2002, China Southern Power Grid is responsible for power supply and service in Guangdong, Guangxi, Yunnan, Guizhou and Hainan provinces.

Seeking truth from online comments: strengthening the "four concepts" and deepening the reform of organizational work firmly

  Recently, the large-scale political feature film "Carry the reform to the end" has once again brought "reform" into the public eye. General Secretary of the Supreme Leader stressed that "there is no other way but to deepen reform and opening up." The organization department is an important functional department of the Party Committee, shouldering the important responsibility of managing and strictly administering the Party. Carrying out the reform to the end is not only a political mission but also a responsibility. It is necessary to firmly establish the "four concepts", take the initiative and make bold innovations, and effectively provide a strong organizational guarantee for economic transformation and development and win the battle against poverty.

  First, we must firmly establish the concept of "people-oriented" and reform the direction of quasi-organizational work

  Adhering to the concept of "people-oriented" is the goal and destination of doing a good job in organizational work. We should take educating people, respecting people and serving people as the fundamental purpose and earnestly reform the quasi-organizational work. First, we must deepen the reform of ideas. In accordance with the requirements of "stressing politics with a clear-cut stand", we should earnestly strengthen the ideological and political construction of leading bodies, thoroughly study party constitution’s party rules and series of speeches, consciously maintain a high degree of unity with the CPC Central Committee with the supreme leader as the core in ideological and political actions, and resolutely safeguard the authority of the CPC Central Committee and centralize and unify leadership; Team members, especially the leaders of Party organizations, should take the initiative to put themselves in, set an example first, educate and guide the broad masses of party member cadres, be politically sensible, have a clear-cut attitude in the face of right and wrong, and always listen to and follow the Party. Second, we must deepen the reform of methods. We should respect people’s wishes, conscientiously implement the principle of democratic centralism, strictly implement the institutional mechanisms such as "three majors and one big" collective decision-making, "four discussions, two openness and one supervision", and listen to opinions and suggestions from all walks of life on reform and development, poverty alleviation and grassroots governance; We should give full play to people’s role, establish and improve systems and mechanisms such as fault tolerance, error correction, incentive and guarantee, fully mobilize the enthusiasm of cadres in party member, give full play to the role of "farmers’ night school", educate and guide the masses to take the initiative and participate extensively in economic transformation and poverty alleviation. Third, we must deepen service reform. We should strengthen the construction of cadres’ work style,We will continue to thoroughly rectify the "four winds" problem of cadres, strictly supervise and manage cadres, and resolutely deal with cadres who have a weak sense of serving the people, a poor style of work, and poor feedback from the masses. It is necessary to educate and guide party member cadres at all levels, think about what the masses think and what they are anxious about, effectively solve the problems related to the vital interests of the masses, contact and serve the masses in the "last mile" issue, and "solve problems and do practical things for the masses sincerely".

  Two, we must firmly establish the concept of "open sharing" and expand the space for organizational reform.

  Adhering to the concept of "open cooperation" is the premise and foundation of doing a good job in organizational work. We should take resource utilization, complementary measures and information exchange as the fundamental goals and effectively expand the organizational work space. First, we should deepen "resource sharing". We should always focus on the "deep integration" of party building and economic and social development, make every effort to promote the construction of "precision party building demonstration county", firmly establish the three concepts of "precision, integration and demonstration", pay attention to precision and demonstration in "activity position", "infrastructure", "industrial development" and "interest connection", make every effort to build a comprehensive demonstration system combining "areas and groups" and effectively improve the overall function of grassroots organizations. Second, we must deepen "initiative sharing". It is necessary to establish a linkage mechanism between party building and economic and social development in the same deployment, promotion, supervision and evaluation, and deepen the overall linkage and coordination of all levels and departments; It is necessary to learn from good experiences and practices in different fields such as economy, society and culture, focus on cost-effectiveness, management and operation, and innovate the carrier mode of party building work; We should be good at promoting supply-side reform, e-commerce construction and other channel forces.Expand the working time, space and content of the organization. Third, we should deepen "information sharing". It is necessary to keep up with the new situation and new requirements in the information age, especially since the media age, make every effort to promote the interconnection and mutual enjoyment of organizational work, overcome the problems of closed operation, single-handedness, and self-entertainment, and make full use of resource platforms such as the Big Group Work Network, the Communist party member Network, and the Tianfu Pioneer Network to expand the thinking horizon of organizational work; Make full use of institutions of higher learning, scientific research institutes and leading enterprises, optimize organizational elements, and enhance the ability of coordinating human resources and material resources in organizational work.

  Three, we must firmly establish the concept of "seeking truth and being pragmatic" and clarify the task of organizational reform.

  Adhering to the concept of "seeking truth and being pragmatic" is the core and key to do a good job in organizational work. We should take strengthening the foundation, solving problems and highlighting key points as the fundamental requirements, and concentrate our energy and wisdom on organizational tasks. First, we must focus on the organizational foundation. According to the requirements of the report, "focus on strengthening the foundation, adhere to the shift of focus and consolidate the grassroots foundation", we must earnestly do a good job in grassroots basic work. It is necessary to deepen the implementation of the system of "three sessions and one lesson", the system of democratic appraisal of party member, the system of democratic life meeting and organizational life meeting, and earnestly and seriously carry out political life within the party; It is necessary to standardize the system and mechanism of party organizations’ deliberation and decision-making, management and operation, supervision and guarantee, effectively carry forward grassroots democracy and improve the level of grassroots governance; It is necessary to increase the training of reserve cadres, activists and other personnel, and always ensure that there are successors. Second, we must focus on highlighting problems. It is necessary to focus on the problem of weak party spirit, deepen the interest connection, emotional contact and counterpart contact between the party and the masses, and make party member fully feel the warmth and care of the organization with practical and effective institutional mechanisms and measures to form a strong sense of organizational belonging; We should focus on the problem of weakness and laxity, make great efforts in gathering talents, encouraging and guiding, and ensuring funds, especially guiding social forces to participate in the construction of the party’s grassroots organizations; It is necessary to solve the problem of "being soft with one hand and being hard with the other", earnestly strengthen the education and guidance of grassroots cadres, and establish an institutional mechanism for the integration and interaction between party building and economic and social development.Put an end to the problem of "two skins" and "doing their own work". Third, we must focus on the overall situation. We must adhere to the concept of organizing the overall situation of the work service center, consistently and resolutely implement the spirit of the ministerial meeting of the Central Committee, the provincial party Committee and the municipal party Committee, which is closer to the reality than the requirements; It is necessary to focus on industrial transformation, investment promotion, project construction, etc., expand the working space in party building guidance, cadre training, talent gathering, etc., vigorously promote resource integration, and form a strong synergy for reform and development; It is necessary to focus on "getting rid of poverty and tackling key problems", deepen the "five ones" assistance work, and highlight the overall integration of strength and the superposition of resources, which not only ensures the problem of people getting down and squatting, but also requires doing a good job, satisfying the masses, and striving to achieve effective assistance.

  Fourth, we must firmly establish the concept of "fairness and decency" and condense the culture of organizational reform.

  Adhering to the concept of "fairness and decency" is the soul and guarantee of doing a good job in organizational work. We should take it as the fundamental orientation and always show the organizational work culture. First, we must treat cadres fairly and fairly. We should really care about cadres, establish institutional mechanisms in fault tolerance, error correction, incentives and guarantees, and vigorously encourage those cadres who adhere to principles, have the courage to take responsibility, and can think and do well; It is necessary to evaluate cadres fairly, adhere to both ability and political integrity, put morality first, regardless of background and personal considerations, and measure them with a ruler; We should use cadres fairly, at the right time and with their strengths. Second, we must serve the masses fairly and honestly. It is necessary to go deep into the party’s mass line, often go deep into reality, go deep into the grassroots, listen carefully to the voices of cadres and the masses, conscientiously implement the system and mechanisms such as the responsibility system for first asking questions and the time-limited completion system, resolutely put an end to the formation of interest patterns, infringe on the interests of the masses, and effectively solve the problems of doing things falsely and unfairly; It is necessary to educate and guide party member cadres to be down-to-earth, fair and decent in handling affairs for the masses, and treat the people who come to handle affairs fairly and decently, so as to be "the same when they are busy and idle, the same as strangers and acquaintances, and the same to themselves and others". Third, we must be open and transparent and strengthen supervision. It is necessary to strictly supervise the selection and appointment of cadres, conscientiously implement the system of checking, listening and checking every mention, strictly enforce the selection and appointment procedures of cadres, and refrain from "promoting with illness", "caring for relatives" and "organizing gangs"; We should strictly supervise cadres,We will not tolerate the problem of cadres who patrol, reflect from the masses, and report through letters and visits, and strictly implement supervision. In particular, we must fully listen to the opinions of the masses and always give them a good image of fairness and decency.

  (Author: Li Gang, Organization Department of Junlian County Committee of CPC)

Policy Interpretation of Fuzhou Housing Provident Fund Management Committee’s Notice on Optimizing Some Housing Provident Fund Policies

  Fuzhou Housing Provident Fund Management Committee issued the Notice of Fuzhou Housing Provident Fund Management Committee on Optimizing Some Housing Provident Fund Policies (hereinafter referred to as the Notice), which is now interpreted as follows:
  1. What are the new changes in the policy of purchasing houses and repaying loans?
  A: According to the original policy, employees can only apply for the withdrawal of housing provident fund from the same house under the name of husband and wife because of buying a house or repaying a loan. Now the policy stipulates that employees’ families can apply for the withdrawal from any house under the name of both husband and wife regardless of buying a house or repaying a loan.
  Example 1: Zhang Sanhe and his wife applied for loans to buy Suite A and Suite B respectively before marriage, and they got married in March 2024. According to the original policy, Zhang Sanhe and his wife could only choose Suite A or Suite B together to apply for loan repayment and withdrawal. According to the new policy, Zhang Sanhe and his wife can apply for loan repayment and withdrawal for Suite A or Suite B respectively, without choosing "the same suite".
  Example 1.1 If the housing loan of Suite A has been settled in May 2024, both husband and wife can still apply for repayment of the loan for Suite B within the same natural year, provided that the withdrawal interval is met.  
  Example 1.2 If Zhang San sold Suite A in May, 2024, and bought Suite C with a loan in September, he has been applying for loan repayment and withdrawal for Suite B during his wife’s period. Under the condition that Zhang San meets the withdrawal interval, according to the original policy, Zhang San can’t apply for house purchase and withdrawal for Suite C. According to the new policy, Zhang San can apply for house purchase and withdrawal for Suite C without the restriction that he can only "buy a house in the same suite" and repay the loan in a natural year.
  Second, what changes have been made to the extraction of special diseases in the Notice?
  A: First, cancel the criteria for determining the income from serious difficulties in family life, that is, "the effective medical expenses incurred in the past two years or the expenses after deducting medical insurance issued by the medical insurance department, after averaging on a monthly basis, the average monthly expenditure should reach more than three times the total monthly salary of the family"; Second, it is stipulated that the total amount of withdrawal should be adjusted from "the last two years" to the balance of medical expenses actually incurred in "the last three years" after deducting the medical insurance payment.
  3. Under what circumstances can the applicant be exempted from providing notarization and other materials when handling the employee death extraction business?
  Answer: The applicant must be the first legal heir of the deceased employee, and when he chooses to transfer the account balance to the bank savings account in the name of the deceased employee (limited to the first-class savings card), he can be exempted from providing notarization and other materials. The legal heirs in the first order here are only the spouses, children and parents in Article 1127 of the Civil Code of People’s Republic of China (PRC). If other heirs or legatees apply, or choose to withdraw the account balance (more than 10,000 yuan) to the bank card under the name of the heir, or if the deceased employee does not have a bank savings account despite the application made by the legal heir in the first order, a notarial certificate on the right of inheritance or an effective legal document of the people’s court shall still be provided.
  4. How to identify the "two children" and "three children" families in the Notice?
  A: The "two-child family" and "three-child family" respectively refer to the worker’s family giving birth to and raising at least two children and three children, one of whom is underage. If the previous policy’s criteria for identifying families with many children are inconsistent with this Notice, this Notice shall prevail.
  5. What adjustments have been made to the housing loan policy for families with many children?
  A: First, cancel the "first suite" restriction stipulated in the original preferential loan policy for families with many children; Second, it is stipulated that an additional 400,000 yuan will be added to the calculation of the loan amount for the "three-child" family housing loan, and the maximum loan amount will be raised to 1.2 million yuan for dual employees and 900,000 yuan for single employees.
  Six, "three children" family housing loan amount how to calculate?
  Answer: The calculation formula of loan amount is as follows: loan amount of housing provident fund = balance of housing provident fund account of both husband and wife of the borrower on the date of loan application ×1.2+ estimated housing provident fund paid by both husband and wife of the borrower from the date of loan application to the date of retirement × liquidity adjustment coefficient α+400,000 yuan. After calculating the results according to the above loan formula, the maximum loan amount is 1.2 million yuan for double employees and 900,000 yuan for single employees.
  Example 2. Mr. Zhang and Ms. Wang gave birth to three children, one of whom is underage, and applied for housing provident fund loans to buy commercial housing. Mr. Zhang was born in February 1993 and Ms. Wang was born in July 1993. When applying for housing provident fund loans in July 2024, Mr. Zhang was the main lender, and the balance of their housing provident fund accounts was 54,000 yuan and 50,000 yuan respectively. The deposit base of the provident fund is 7425 yuan and 5000 yuan respectively; The monthly deposit amount is 1,782 yuan and 500 yuan respectively, so the housing provident fund loan amount of both parties is 1.2 million yuan, that is:
  Loan amount of housing provident fund = (54,000 yuan+50,000 yuan) × 1.2+(1,782 yuan× 343 months +500 yuan× 288 months) × liquidity adjustment coefficient α (currently 1.0)+400,000 yuan = 1,280,026 yuan. At this time, the maximum loan amount should be determined as 1.2 million yuan according to the regulation that the maximum loan amount for a three-child family is 1.2 million yuan for dual employees.
  Seven, "business to public" loan business application conditions have changed?
  Answer: The application conditions for the "business-to-public" loan have been relaxed from "employees’ families who have never applied for housing provident fund loans" stipulated in the original policy to "employees’ families who meet the application conditions for housing provident fund loans". According to this, employees’ families who have used housing provident fund loans once can still apply for it.
  Example 3. Before marriage, Mr. Li used a housing provident fund loan (settled) to buy a commercial house, and after marriage, he and his wife used a commercial loan to buy an improved house. His wife never used a housing provident fund loan. According to the original policy, Li’s family could not apply for a "business-to-public" loan business because they used a housing provident fund loan once. After the policy adjustment, Li can apply for a housing provident fund loan as long as he meets the application conditions, regardless of whether he used a housing provident fund loan once.
  8. Can employees who deposit in different places apply for "business to public" loan business?
  A: No. This new policy only relaxes the number of provident fund loans in the application conditions of the "business-to-public" loan business, and does not adjust other application conditions. This business only supports employees who pay the housing provident fund in Fuzhou.
  Nine, how to determine the implementation time of optimizing the loan policy in different places in the Notice?
  The confirmation time of the paid-in employee’s house purchase is subject to the online signing time. If the online signing time is after April 1, 2024, it can be implemented in accordance with this Notice policy.

More than 650,000 people were affected by floods in Hebei, and 2 people died. The national level IV emergency response for disaster relief started.

  Cctv newsAccording to the news of "People’s Republic of China (PRC) Emergency Management Department" on WeChat WeChat official account, at 13: 00 on August 2, the National Disaster Reduction Committee and the Emergency Management Department launched a national level IV emergency response to the severe flood disaster in Hebei Province since late July, and sent a working group to the disaster area to guide and help the disaster area to do a good job in ensuring the basic livelihood of the affected people.

  Since the end of July, Handan and Xingtai in Hebei Province have suffered from severe floods due to the weather process of extremely heavy rainfall, the wind and rain caused by Typhoon No.6 "Fireworks" and the superposition of recent upstream water. As of August 2, the disaster has caused 654,000 people in 37 counties (cities, districts) in four cities, including Handan, Xingtai and Shijiazhuang, and two people have died. A total of 103,000 people have been resettled and resettled, and nearly 9,400 people need emergency life assistance. More than 200 houses collapsed and more than 1,500 houses were damaged to varying degrees; The affected area of crops is 36.2 thousand hectares; The direct economic loss was 660 million yuan. Disaster losses are still under further investigation and statistics. The Disaster Reduction Committee of Hebei Province and the Emergency Management Department have started the provincial level III emergency response, allocated 3.17 million yuan of provincial disaster relief funds together with the Finance Department, and allocated provincial disaster relief materials to support the disaster-stricken areas to do a good job in ensuring the basic livelihood of the affected people.

Massive data fished out 500 million foreign wine smuggling cases, and the underreporting price range was as high as 90%.

  On July 5th, Tianjin Customs released it to the public. After more than half a year, it successfully detected a case of smuggling and importing alcoholic beverages, and verified that about 5 million liters of alcoholic beverages were involved, with a case value of nearly 500 million yuan. The case was listed as a first-class supervision case by the General Administration of Customs, and it is also the largest smuggling and import case of alcoholic drinks in China in recent years.

  After investigation, the smuggling suspects Peng Moumou and Kong Moumou used the name of a number of trading companies registered in Beijing and Tianjin to try to escape the blow in the form of a set of brands, and adopted means such as making false and true contract invoices and setting up working capital of offshore companies to smuggle and import various wine products by underreporting prices, and some of the goods involved even understated by 90%.

  Nearly 10 million data comparisons found smuggling suspects.

  At the end of 2016, the staff of Tianjin Customs found doubts during the follow-up risk analysis of the import of alcoholic products, and the customs clearance data of the two import and export enterprises were a bit "strange".

  A company named Tianjin Linsen International Trading Co., Ltd. was established in July 2015, mainly importing foreign wine, red wine, beer and mineral water. From August to December 2015, the company concentrated on importing more than 120 tickets of a large number of alcoholic drinks, with a total value of RMB 100 million and a total weight of more than 1,000 tons. Subsequently, the company had no record of import and export business and disappeared from the customs import database. Strangely, from February to April, 2016, a company named Beijing Linsen International Trading Co., Ltd. appeared out of thin air, and in just three months, it imported 100 million yuan of alcoholic drinks, and then disappeared again.

  There is some connection or similarity between the two companies’ import business operation time, types of imported goods and other information, but it is difficult to find problems from the data surface. Is this a coincidence?

  The customs anti-smuggling staff noticed that enterprises had no business operations after importing a large number of goods in a short period of time, and similar situations occurred in two enterprises that imported similar goods, which was definitely not simple. In order to further verify the situation, Tianjin Customs set up a special analysis team, and four customs anti-smuggling police officers worked together to investigate. On the one hand, the high-tech analysis software is used to analyze and compare the data of nearly 10 million imported wine commodities in the national customs; On the other hand, check the price level of imported goods of suspected enterprises.

  After more than ten days and nights of searching for a needle in a haystack, five companies (hereinafter referred to as "Linsen Company"), including Tianjin Linsen, Beijing Linsen, Tianjin Lester, Tianjin Lexin and Beijing Jiabao, were "fished out" from the massive data. These seemingly unrelated companies have been sorted out and strung together in terms of operation mode, personnel composition, logistics habits, capital flow and import price level. Through investigation, the fact that Linsen Company smuggled imported alcoholic drinks at low prices gradually surfaced.

  The registered locations of five companies are scattered in several office buildings in Beijing and Tianjin.

  The investigation of the clues of Linsen Company was led by Lao Song of Tianjin Customs Anti-smuggling Bureau. Lao Song is an "old anti-smuggling" with nearly 30 years’ experience in investigation. He told the Economic Information Daily that it is very important to grasp the actual office location of the suspected enterprise in the investigation of smuggling cases, because the key evidence and key personnel of the case often appear in the office, but this time the "opponent" is very cunning.

  Lao Song led his colleagues to investigate and found that Linsen Company’s operation mode is extremely hidden, and the registered locations of five companies are scattered in several office buildings in Beijing and Tianjin. When the investigators conducted a visit, they found that these registered locations were the distribution centers commonly known as "leather bag companies", and the office locations and personnel had already changed several times. Neither the lessor nor the property could remember whether there was such a company.

  Linsen Company’s sales and collection mostly adopt online mode, and a large number of personal accounts are used for capital transactions, but nothing is found in bank account inquiry. When Linsen Company transports alcoholic products to customers, it often chooses the self-operated "black" logistics, and the inquiries about logistics are also in vain. The sales network is extremely hidden. Unless no one knows the contact information or related information of Linsen sales staff, the company’s staff all use pseudonyms to communicate, and the mobile phones used for work contact are also handled under the guise of other people’s ID cards.

  The investigators have visited Beijing for many times, but they have not found the actual business location of Linsen Company. On the one hand, it is suspected of smuggling discovered through data analysis; On the other hand, it is impossible to confirm the actual business location and staff of the company, and the conventional means of handling cases have encountered a bottleneck that is difficult to break through.

  Lao Song and the case-handling backbone changed their thinking, sketched out a smuggling flow chart based on Linsen Company, radiating foreign agents, domestic customs brokers, freight forwarding companies and liquor sales, and comprehensively summarized and analyzed data such as customs business information, Internet information and e-commerce information, and determined that the marketing link was the key link with the most accessible information sources. They finally decided to start with the sales of imported drinks in Beijing and find the trace of Linsen Company.

  "Hello, my side is a bar, and we want to find a reliable imported wine supplier in Beijing. I heard that Linsen’s business is big enough, can you help me contact? " The case-handling personnel contacted Beijing’s imported wine market in many ways through telephone calls, internet and other means, and inquired about Linsen Company. They also went to Beijing several times, relying on rich experience in handling cases, disguised as bar owners, liquor sales and other identities to conduct on-the-spot investigations.

  Where there’s a will, there’s a way. The anti-smuggling police finally learned from a sales channel that the actual office of Linsen Company is in Daxing District, Beijing.

  Underreported prices range from 60% to 90%.

  In the last few days of 2016, severe smog invaded North China for several days. In order to prevent Linsen Company from changing its office location again, Tianjin Customs quickly decided to deploy elite police to set up a "12.28" task force to take action against Linsen Company’s office location. In the fog, the customs investigators made a decisive attack and appeared in front of an office building in Daxing District, Beijing according to the scheduled action time.

  As soon as they entered the office of Linsen Company, the investigators found that it was different from the general trading company: the office area was so large that there was no obvious company logo. When the investigators asked whether the location was Linsen Company, a wang xing staff member replied affirmatively that it was not Linsen and had never heard of this company, but the investigators’ keen eyes stayed on a stack of business cards on his desk, which impressively read the position of "Financial Manager of Linsen Company". At this moment, a person took a laptop and a USB flash drive, pushed aside the case handlers and went out. After being stopped, he began to lie that he was a customer who came to work, and finally admitted that he was Liu, the sales manager of Linsen Company.

  After confirming that this is Linsen Company, the case handlers quickly searched for relevant evidence. After on-the-spot investigation, the investigators learned that Linsen Company had just moved to this place, and the account books and sales records had not been sorted out. In the data room of more than 20 square meters, tens of thousands of business documents were mixed with various irrelevant materials and piled up in disorder. After eight hours of continuous work, the case handlers checked the information page by page and finally dug up hundreds of real contracts and invoices signed between Linsen Company and foreign investors, which fully proved the fact that the company smuggled imported drinks at an understatement.

  Just as the investigators entered the office of Linsen Company, another group of people led by the Customs Anti-smuggling Police Division also went to the warehouse of Linsen Company with great pains. On the day of the operation, due to the influence of heavy fog, the entire highway into Beijing was closed. Dasi and his colleagues set out in the early morning and trudged along the Beijing-Tianjin highway with visibility less than 20 meters. After more than six hours, they finally arrived at the scheduled position on time before the action and successfully seized all the goods involved. After clearing, they seized two warehouses involved and seized more than 680,000 bottles (boxes) of alcoholic drinks. Just as our company was checking the seized goods, several suspicious container trucks appeared in succession near the warehouse. In the follow-up inquiry to the warehouse staff, it was learned that the boss of Linsen Company had originally arranged the emergency delivery on the same day, but the delivery vehicle failed to arrive at the warehouse on time due to the fog.

  The key documentary evidence and smuggled goods have been mastered, and the case-handling personnel quickly sorted out the existing materials day and night, and the people involved were questioned according to law, and the fog of the case was cleared up layer by layer. The customs task force is divided into seven working groups, including the investigation team, the Beijing working group, the documentary team, the pursuit team, the comprehensive team, the legal team and the inspector team. The average daily working hours are more than 16 hours, and tens of thousands of pages of paper materials involved in the case are combed and reviewed, more than 3,000 pieces of information such as online banking and bank cards are checked, and thousands of electronic data books and more than 10,000 emails are screened. These evidences restore the criminal facts that Linsen Company and its related companies have violated the law and undermined national economic security in less than two years since their establishment in March 2015.

  Liu, the sales manager of Linsen Company, as the initial builder of Linsen, has a large number of illegal smuggling facts, but this person has nearly 10 years of police experience, is familiar with handling procedures and has certain anti-investigation experience. At first, Liu was in a bad state and even threatened the staff of Linsen Company not to cooperate. However, he didn’t expect that the investigators sorted out the evidence of smuggling crimes in Linsen Company in the past two years so quickly. In the face of hard evidence, Liu finally gave up resistance and confessed the illegal and criminal facts of Linsen Company and itself, which opened a breakthrough for the case.

  After arduous work, the task force found out that from March 2015 to December 2016, in the past 20 months, the smuggling criminal gang headed by the criminal suspects Peng and Kong had been in the form of a set of multiple brands. In the name of five companies, including Tianjin Linsen, Beijing Linsen, Tianjin Site, Tianjin Lexin and Beijing Jiabao, the price was understated (the underreporting range was generally 60% to.

  "Linsen Company’s underreporting of common drinks is not large, and for some drinks that are relatively rare and difficult to refer to, it greatly increases the underreporting of prices. Some red wines are clearly $20 a bottle and directly reported as $2. " At the warehouse site, the Department of Anti-smuggling Police picked up an 18-year-old mixed whisky Chivas and showed it to the Economic Information Daily reporter. The original price of this bottle of wine was about RMB in 300 yuan, while the price quoted by Linsen Company was only 100 yuan, with an amazing gap. "These drinks are mainly supplied to bars and nightclubs in Beijing. Because the company smuggled wildly and then monopolized the market at a low price, many companies with regular operations were unsustainable. "

  Making false documents, hidden payment methods

  In recent years, with the improvement of domestic living standards, the demand for imported drinks has increased year by year. However, due to the high tax rate and the large price difference between domestic and foreign markets, smugglers are tempted to take risks at the risk of profiteering.

  In the interview, the reporter of Economic Information Daily learned that the case mainly has three remarkable characteristics in terms of criminal methods: First, "one set of people, many brands", and the suspects cross-declare imported drinks in the names of different companies that seem completely irrelevant to confuse and evade supervision; The second is to make false price documents for customs declaration, and each link has a clear division of labor, and the operation is "standardized" and "professional"; Third, the payment methods are more diversified and secret.

  In order not to attract the attention of the anti-smuggling department and make the smuggling more concealed, the criminal suspect has registered and established five companies in Beijing and Tianjin, including Beijing Linsen, Beijing Jiabao, Tianjin Linsen, Tianjin Lester and Tianjin Lexin, to smuggle imported drinks. The five companies are not obviously related, with different registered addresses and different legal representatives. Criminal suspects cross-declare imported drinks to the customs in the name of the above five companies, which on the one hand spreads risks and on the other hand confuses people’s sight.

  Making false trade documents for customs declaration is a common practice in smuggling cases of underreporting prices, and there are also two sets of true and false trade documents in this case. At the same time, in the process of making false trade documents to import smuggled goods, the division of labor is clear: there is a special person responsible for contacting foreign suppliers to order goods, receiving and filing relevant real contracts, invoices and other trade documents; A person specially assigned to make false documents such as contracts and invoices lower than the real transaction price according to real trade documents and fixed templates for falsely reporting imports; There is also a special person responsible for contacting the freight forwarding company and passing false documents for customs declaration. A clear division of labor makes the whole criminal process more "professional" and "standardized".

  Another notable feature of this case is the diversification and secrecy of payment methods. In order to successfully pay the balance payment beyond the declared amount overseas, the criminal suspect has successively registered and established two offshore companies, and remitted the balance payment to the above-mentioned offshore company account in the name of personal use and the amount of foreign exchange payment through the accounts of himself, his employees and other individuals, and then operated the offshore company account to remit the balance payment to the designated account of foreign businessmen. Due to the limited amount of personal foreign exchange payment, when the amount of offshore account is insufficient, the criminal suspect will transfer part of the payment to offshore account or other accounts designated by foreign investors through the channels of underground banks.

  (The company name and name in the article are all pseudonyms, reporter Lu Min and Ban Juanjuan)

Lippi is likely to sign a four-year contract with the national football team to qualify for the 2022 World Cup.

  [Global Times comprehensive report] "Compared with the repeated substitutions of Chelsea in the Premier League, the China national football team is not stable." On the evening of 28th Beijing time, Cannavaro, the acting head coach of the national football team during the China Cup, announced through social media that he would give up the coaching position of China men’s football team and focus on Guangzhou Evergrande. His statement also sparked heated discussion on the Internet.

  The professional football media "Goal Net" said that Cannavaro completely gave up the opportunity to coach the national football team because he was not qualified for the dual duties of the national football team and Evergrande head coach. On the 29th, Fox Sports published an article titled "Cannavaro resigned as the head coach of China men’s soccer team after two games", saying that the national football team lost to Thailand and Uzbekistan respectively in the two games he coached, and his coaching ability was obviously questioned by the outside world. "For China, which is aiming to hit the World Cup, a mature coach who can quickly lead the team to make a breakthrough may be more suitable."

  In the eyes of foreign media, the time node when Ka Shuai gave up the national football position is more worthy of attention. "His resignation will increase people’s speculation that his mentor Lippi will return to the national football team three months after his departure." AFP said that Cannavaro was appointed as Lippi’s successor in mid-March. At that time, the outside world speculated that the China Cup was an examination of whether the former could coach for a long time. Obviously, Card Shuai failed to pass. In contrast, Lippi’s on-the-spot command level has been tested in the top 12 of the last World Cup and the Asian Cup.

  According to Italy’s "All Market" report, Lippi is likely to reach a four-year contract with the national football team, with the goal of qualifying for the 2022 World Cup finals. Italy’s "Gazzetta dello Sport" affirmed that Lippi’s return to the national football team was only to be officially announced. However, Agence France-Presse said that from the final results, during Lippi’s more than two years in charge, China’s progress was only minimal. "For this team that has repeatedly changed coaches, how to determine the personnel and play will become the biggest challenge." (Xu Yunfeng)