Linfen held a press conference, optimized the financial business environment, and eased the financing difficulties of small and medium-sized enterprises.
Shanxi Evening News (Reporter Liu Jiang intern Zhang Xinwen) On January 9, the Information Office of Linfen Municipal People’s Government held a press conference on "Optimizing the financial business environment, helping market players to multiply and alleviating the financing difficulties and expensive problems of small and medium-sized enterprises". Tai Huijun, Party Secretary and Director of Linfen Financial Office, and Hao Xiaoqiang, Party Member and Deputy Director of Linfen Financial Office, attended the conference, introduced the overall situation of Linfen’s financial industry development and serving the real economy, and answered questions from reporters. The conference was presided over by Feng Li, deputy director of the Propaganda Department of Linfen Municipal Committee and a first-class researcher.
Tai Huijun, Party Secretary and Director of Linfen Financial Office, comprehensively introduced the overall situation of Linfen’s financial industry development and service to the real economy. Focusing on the three major tasks of preventing and resolving major financial risks, deepening local financial reform and financial services to the real economy, this paper introduces the financial ecological environment, the reform of financing guarantee system, the entry of enterprises into multi-level capital markets, the normalization of the docking of government, banks and enterprises, and the establishment of the service platform for the first loan renewal.
Tai Huijun said that since 2023, Linfen City has guided financial institutions to conscientiously implement various monetary policies and fiscal and financial policies, continuously increased credit supply, and the real economy of financial services has become more accurate, and the liquidity of the city’s financial industry has remained reasonable and abundant. By the end of November, the balance of deposits and loans in the city had reached 698.095 billion yuan, with an average cumulative growth rate of 13.38%, ranking third in the province. The loan balance was 273.595 billion yuan, with an average cumulative growth rate of 15.46%, ranking third in the province.
Tai Huijun introduced that in recent years, Linfen City has continuously strengthened financial policy propaganda, established a 3+N+N docking mechanism between government, banks and enterprises, and granted credit of 12.885 billion yuan to the "three batches" projects in the development zone, and realized credit of 20.15 billion yuan to key provincial and municipal projects. In Xinchuang Industrial Park, Yaodu High-tech Zone, a service center platform for the first loan renewal was set up to provide "one-stop" financial services for small and medium-sized enterprises, with a total loan of 5.408 billion yuan for 10,981 market entities, and a credit of 510 million yuan and a loan of 390 million yuan for 14 enterprises including Shanxi Zhenghetian Technology, Yingxin Qisheng Electronic Technology, Hummingbird Technology and Century Xinlongteng Technology in Xinchuang Industrial Park. Promote enterprises to enter the multi-level capital market, and promote 344 enterprises to be listed in the Shanxi Equity Exchange Center, among which 130 enterprises are listed on the "Jinxingban", and 35 new listed enterprises are added this year. With the implementation of various fiscal and financial policies, the province set up the first batch of 266 million yuan credit guarantee funds, and promoted the credit loan of 798 million yuan, benefiting 1735 households of various market entities. Make full use of 330 million yuan of emergency liquidity guarantee funds for enterprise capital chain, and provide policy-based "lending and renewing loans" services for enterprises with loans due and financial difficulties. In 2023, 71 enterprises were loaned and renewed with 4.157 billion yuan.
At the press conference, the relevant person in charge of Linfen Financial Office gave detailed answers to the reporter’s questions about financing difficulties, expensive financing and how the financing guarantee system can better serve the small, micro, rural areas and farmers. According to reports, Linfen Financing Guarantee Co., Ltd., as the only municipal government financing guarantee institution, closely focuses on the decision-making arrangements of Linfen Municipal Party Committee and Municipal Government on optimizing the business environment, promoting the multiplication project of market players and promoting the development of private economy, and strives to solve the problem of "difficult guarantee and expensive guarantee" for small and medium-sized enterprises by lowering the threshold, reducing the rate and improving efficiency. Up to now, Linfen financing guarantee company has provided credit enhancement services for 12,600 small, micro and three rural entities, with a total guarantee amount of 5.291 billion yuan; A total of 62,100 people were employed and 984 million yuan in profits and taxes were paid. We will continue to reduce the guarantee rate, uniformly reduce the guarantee rate of various market players to below 1%, and reduce the average guarantee rate to 0.73% and 0.65% for two consecutive years in 2022 and 2023, and promote fee reduction and profit reduction of 14.4962 million yuan.
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