Original title: determined to develop, in-depth layout, empower the industry, and the city side by side, Qingdao Guosen Finance 9th Anniversary Rongyao journey!

Source: Qingdao Guosen Financial

Financial prosperity brings prosperity to all industries, and financial strength brings strength to all industries. Under the new development pattern of domestic and international double-cycle mutual promotion, expanding and strengthening the financial industry will give cities a head start in the fierce competition.

The report of the 12th Party Congress of Shandong Province clearly stated that one of the 12 key tasks to be grasped around "moving ahead and opening a new situation" is to promote the transformation of old and new kinetic energy in depth. Faced with the heavy task of the provincial party committee, Qingdao, which is in a critical period of transformation and development, has a more urgent need and desire to use financial power to accelerate the transformation of old and new kinetic energy and promote high-quality economic and social development.

Since its establishment in 2013, Qingdao Guoxin Financial Holdings Co., Ltd. (hereinafter referred to as "Qingdao Guoxin Financial") has adhered to building a comprehensive financial service platform through market-oriented and professional management, building a full-life cycle financial service ecosystem, and accumulating potential for deep integration into Qingdao’s development trend.

Looking back on the past nine years, Qingdao Guosen Finance has been down-to-earth and courageous, focusing on its main business, and wading out a path of innovation and forge ahead. Joining hands with the future, we must not forget our original intention, adhere to our strategic positioning, and continue to inject new financial momentum into the high-quality development of Qingdao’s economy.

Echoing the city’s top-level strategy, striving to set an example for the development of the financial industry

Cities are the carriers of modern economy, and finance is the core of modern economy. "Economic body" and "financial blood" coexist and prosper.

At present, in the new journey of Shandong to build a strong socialist modern province in the new era, Qingdao has been placed on higher expectations. From national strategy to marine economy, from digital economy to rural revitalization… Shandong, which is committed to "walking ahead and opening a new bureau", frequently "points questions" Qingdao, which also puts forward new requirements for urban economic development.

At this time, the financial industry, which is the "living water" of high-quality economic development, has high hopes.

The report of the 13th Party Congress of Qingdao City proposes to deepen the reform of the financial system, amplify the pilot effect of the National Wealth Management Financial Comprehensive Reform Pilot Zone, increase cross-border investment and financing facilitation, digital RMB and other innovation efforts, and enhance the ability of financial services to the real economy.

The new pattern shows new responsibilities. Echoing the city’s strategic demand for financial empowering the development of the real economy, Qingdao Guosen Financial insists on "cultivating and building core asset management capabilities" as the main line, giving full play to the three functions of comprehensive finance "strategic empowering, industrial deep cultivation, and service output". By building platforms, smoothing channels, designing products, and cultivating customers, it realizes the sharing and output of customers, services, products, risk control, brands, and cultures, and optimizes resource allocation. It is committed to building a comprehensive financial service platform that leads in professional efficiency and creates first-class value.

With the strong development accumulation and courage to move forward, in the past nine years, Qingdao Guosen Finance has overcome obstacles and walked out of the development path from scratch and from existence to excellence. It has standardized operation and stable operation, and has produced fruitful results. It has built a business operation platform covering private equity fund management, private securities fund management, industrial fund investment, financial leasing, financing guarantee, small loans, financial information services and other business. As of June 2022, Guosen’s financial sector has total assets of 65.40 billion yuan, net assets of 28.90 billion yuan, and asset management scale of more than 70 billion yuan.

While promoting the in-depth development of the core business sector, Qingdao Guosen Finance is also continuing to promote the acquisition and integration of core financial licenses. Through mutual coordination between licenses, it realizes complementary advantages. Strategic investment participates in holding Middle Road Insurance, Bank of Qingdao, Qingdao Rural Commercial Bank, Taixin Fund, Lujiazui Trust, Gangxin Futures and other important local legal person Financial Institution Group, and promotes the establishment of joint venture securities. It has become the state-owned enterprise with the largest number of participating holding Financial Institution Groups and the most complete financial license layout in Qingdao.

Looking back on the nine-year development path, Qingdao Guoxin Financial has continuously reformed and innovated, optimized its operation and management, led by party building, enriched its financial products with innovation, improved its financial quality with service support, continuously strengthened and improved, specialized in financial services, and strived to achieve new breakthroughs in financial work.

Focusing on the main business and taking the road to high-quality development

Seizing development opportunities and striving to be the financial vanguard of urban construction is both a responsibility and a mission.

Knowing the importance of branding in polishing Qingdao’s "brand capital" business card, Qingdao Guosen Finance attaches great importance to branding, forming a "comprehensive financial" brand ecosystem led by "Qingdao Guosen Finance" and supported by sub-brands, and truly realizing the development of core asset management capabilities through brand capabilities.

In this process, Qingdao Guosen Finance focuses on its main business, responds with hard work, and supports key areas and weak links in the development of the real economy with multiple sub-brands of lean financial services, and helps the transformation and upgrading of the real economy.

Qingdao Guoxin Finance continues to consolidate the comprehensive strength of industrial investment and steadily optimize the quality and structure of assets. Today, the "reservoir" of Qingdao Guoxin Finance is continuously "irrigating" the real economy through various channels. Cumulative initiation and participation in the establishment of various types of funds over 40 billion yuan, of which, jointly initiated over 10 billion marine industry funds, can drive the total investment of more than 100 billion yuan, invest in the construction of the world’s first 100,000-ton smart fishery large-scale aquaculture ship project, the world’s leading land-based circulating aquaculture project, participate in the merger and acquisition of national aquatic leading enterprises Baiyang shares and Taizhou Dachen Island joint stock company, build a regional marine financial ecosystem, and promote the high-quality development of Qingdao’s marine economy; expand international business, establish offshore the company’s organizational structure and overseas collaborative development center, establish China-EU innovative industry investment fund and overseas industry investment fund, and create a global resource aggregation and information sharing platform.

Qingdao Guoxin Innovative Equity Investment Management Co., Ltd. (brand "Guoxin FinanceShu Innovative Equity") uses diversified equity investment funds as an operation platform to deepen the synergy of industry and finance, focusing on shareholders and regional advantageous industries such as modern ocean, information technology, and urban services. It deeply cultivates the upstream and downstream of the industrial chain. It forward-looking layout of high-quality projects with industry leadership, innovation, breakthrough and high growth. It covers the whole life cycle of enterprise development. The projects are distributed across the country. Through financial ties, industrial cultivation, industrial introduction and industrial value enhancement are realized, capital is deeply empowered for the long-term sustainable development of the industry, and an open industrial and financial ecosystem of "co-creation, sharing and win-win" is built. Through capital operation and investment empowerment, nearly 40 companies including Mindray Medical, Weiao Orbit, Guanzhong Ecology, Funeng Technology, Xinda Bio, Kangfang Bio, Haicheng Bangda, and Fengguang Precision have been listed through IPO or merger and acquisition. With professional investment capabilities and excellent investment performance in the field of equity investment, it has won the honorary title of "Financing China 2021-2022 China’s Best Innovation Investment Institution".

Qingdao Jinqitong Information Service Co., Ltd. (brand "Jinqitong"), as a municipal financial service platform in Qingdao, takes the local credit information platform as the development direction, and is committed to building a three-way win-win platform for government, finance and enterprises that "serves the government, empowers finance, and benefits enterprises". Since its launch, Jinqitong has continuously innovated its service model to provide enterprises with end-to-end financing services, financial product promotion, transaction matching and other services. It has actively cooperated with multi-party Financial Institution Groups to formulate a variety of funding solutions to provide comprehensive financial services such as capital turnover, transaction matching, and policy implementation for small and medium-sized enterprises. Through the submission of financing needs, it will increase the collection of enterprise needs, specifically relieve the financing needs of "financing difficulties" enterprises, and improve the efficiency of corporate financing services. Up to now, the platform has 34,000 registered users, and the cumulative service financing amount is nearly 30 billion yuan.

As one of the industries most closely related to the real economy, financial leasing has promoted the interaction and integration between market funds and industries, and has become an important financial tool to promote economic development. As an important platform to undertake Qingdao Guoxin’s financial leasing business sector, Jiushi Financial Leasing Co., Ltd. (brand "Guoxin Finance Shu Jiushi Financial Leasing") has formed a business network system covering all provinces across the country, with business involved in 16 provinces, municipalities, autonomous regions and 36 cities. Implement the development concept of serving the real economy and people’s livelihood projects, issue the first interbank market asset-backed bills in Qingdao, become the first financial leasing enterprises in Qingdao to be included in the regulatory "whitelist", complete the registration and establishment of the first aircraft leasing SPV company in Shandong Province, and land the first aircraft financial leasing business in Shandong. It won the title of "Industry Leader in Modern Finance" selected by the Ministry of Finance of Qingdao Free Trade Zone.

A series of outstanding achievements intuitively demonstrate that after nine years of synergy, Qingdao Guosen Financial has always focused on its main business, and has made every effort to become a comprehensive financial holding platform with leading professional efficiency and value creation, firmly following the path of high-quality development.

Party building leads, strengthens risk control, gathers talents, and builds the future together

First-class enterprises need first-class party building, and first-class party building leads first-class enterprises. In line with the new pattern of the new era and practicing new ideas and new concepts, Qingdao Guosen Financial insists on taking the party’s leadership as the "root" and "soul", continuously practices and continuously enriches the "empowered" development path and method of party building, and strives to transform the political advantages of party building into enterprise development advantages. Deepen the "integration" and "integration" of party building work and central work, and better promote high-quality development to a new level.

Over the past nine years, Qingdao Guosen Finance has promoted the implementation of various tasks with strong party building, and has achieved good results in leading the stable development of enterprise compliance, ensuring the safety of funds, and building a talent team.

The key to finance is risk control, only a sound risk control system can effectively ensure the rights and interests of users, and only excellent risk control can promote the long-term development of the industry.

In the actual development process, Qingdao Guosen Financial has always attached great importance to the external environment and risk pressure, unswervingly prevented and resolved business risks, firmly adhered to the bottom line of compliance, established a "whole process, multi-faceted and uninterrupted" comprehensive risk management system, implemented a "five levels, three lines of defense" organizational system for risk management, and formed a risk governance mechanism with clear functions, independent operation, and effective checks and balances.

In addition, in order to adapt to the high-quality development requirements of the new economy, new business models and new technologies, Qingdao Guosen Finance is solidly promoting the construction of digital risk control, transforming the risk management concept and management model, enhancing the forward-looking, accurate and proactive risk management, and promoting the risk management system.

Focusing on the long-term layout and the needs of Enterprise Strategy and Development, Qingdao Guoxin Finance strives to select and use the outstanding talents who want to be officers, can be officers, and do things well, to provide a bigger stage for the talents with dreams and potential, and is committed to building a team of high-quality and strong talents with excellent comprehensive quality, excellent business ability and outstanding leading role.

Through continuous cultivation of its own fertile soil for development, at present, the average age of Qingdao Guosen Financial employees is 33 years old, all of whom have a bachelor’s degree or above, 75% of the total number of employees with a master’s degree or above, 35% of the returnees who have studied abroad, and 58% of the employees with professional qualifications such as CFA, ACCA, CPA law… The continuous concentration of talents will become a strong support for the strategic transformation and upgrading of enterprises.

Standing at a new historical starting point, Qingdao Guosen Finance will make every effort to fight the transformation and breakthrough battle, continue to enhance its own strength and comprehensive competitive advantage, and strive to become a leading financial holding company in the province, featuring "industrialization, digitalization and commercialization". Demonstrate the social responsibility and brand influence of enterprises, and strive to welcome the victory of the 20th National Congress of the Communist Party of China!

　　CCTV News:After the United States and China signed on September 28th and October 17th, respectively, the Airworthiness Implementation Procedures of the Civil Aviation Administration of China and the Federal Aviation Administration of the United States came into effect on October 17th. This agreement can simplify the accreditation process for C919, ARJ21 and future domestic aircraft to enter the United States.

　　At present, the first domestic large passenger plane C919 has been transferred from Pudong base to Yanliang, Xi ‘an. This indicates that the inspection flight test of C919 in Shanghai has come to an end, and the next step of research and development flight test and airworthiness evidence collection has begun.

　　As early as 2010, Zhenjiang New District seized the historical opportunity of the launch of the large aircraft project and began to build an aerospace industrial park in Zhenjiang New District. Up to now, Zhenjiang New Area Aerospace Industrial Park has a planned area of 10 square kilometers, including 6 square kilometers in the south area, with 150,000 square meters of professional carriers, mainly developing aerospace new materials and parts industries; The north area is 4 square kilometers, supported by Dalu General Airport, which mainly develops the assembly of large aircraft parts, general aircraft manufacturing assembly and general aviation related services. The overall orientation of the park is to build a design, research and development, production base and navigation comprehensive service base for general aircraft, new aerospace materials, aircraft interiors and parts with leading development advantages.

　　Zhenjiang Road General Airport

　　Industrial agglomeration is formed due to large aircraft projects.

　　In 2009, at that time, the country proposed to gather global wisdom and national strength to develop domestic large aircraft. After winning the bid, China Aerospace Science and Industry Group, with military background, built the Aerospace Seahawk, mainly for supporting large aircraft. At the same time, we also hope to promote integration of defense and civilian technologies and promote the industrialization of new materials.

　　After several years’ unremitting efforts, Aerospace Haiying has been successfully promoted from B-corner, a supplier of C919 for Comac, to an exclusive supplier, and has undertaken four work packages, including rear fuselage section, aileron, front fuselage section and vertical tail composite material, of China Comac C919 large passenger aircraft, accounting for more than 40% of all composite parts.

　　It is no accident that the space eagle settled in Zhenjiang, which originated from Zhenjiang’s strong support and encouragement to the aerospace industry. Aerospace industry is one of the six strategic emerging industries in Zhenjiang. On April 25th, 2013, the National Development and Reform Commission issued the Notice on Printing and Distributing the Planning of the Modernization Demonstration Zone in Southern Jiangsu, which only put forward the requirement for Zhenjiang to build a joint innovation platform for aviation industry in Industry-University-Research relying on Zhenjiang General Aviation Base. In recent years, the aerospace industry has developed rapidly from scratch in Zhenjiang New District, and has become an advantageous and characteristic industry with high visibility and influence in the whole province and even the whole country.

　　More than 30 enterprises in Zhenjiang participated in the research and development of major national projects such as the first domestic large aircraft C919, Yun 20, Jiaolong 600, ARJ21 and AC313, among which 11 enterprises were among the cooperative supporting suppliers of Comac C919, including Zhenjiang New Area Fischer Aviation Parts (Zhenjiang) Co., Ltd., Aerospace Haiying Special Materials Co., Ltd., Jiangsu Meilong Aviation Parts Co., Ltd., Jiangsu Golden Flight Aviation Technology Co., Ltd. and other aviation-related enterprises.

　　At present, C919 has 730 orders from 27 customers. The ARJ21 new regional aircraft has 433 orders from 20 customers. In the future, the C919 aircraft project will bring rare development opportunities to these enterprises, and at the same time, it will attract more and more aerospace enterprises to settle here. Zhenjiang City has made all positive preparations for this.

　　Industrial extension due to large aircraft project

　　In addition to supporting enterprises for large aircraft projects, a number of general aviation manufacturing projects have also gathered in the Aerospace Industrial Park of Zhenjiang New District.

　　Relying on the aerospace industry foundation, Zhenjiang New Area Aerospace Industrial Park has introduced six general-purpose machine projects, including three fixed-wing aircraft manufacturing projects of German EA500, American Greisel and American Big Brown Bear, and three rotorcraft manufacturing projects of American Schiller helicopter, Anxiang Taiyue aerial drone and Feirui F200 unmanned plant protection machine. In addition, many general aviation manufacturing projects are being considered to settle in Zhenjiang New Area Aerospace Industrial Park.

　　At present, the domestic navigation manufacturing industry develops rapidly in the fields of helicopters and small and medium-sized fixed-wing aircraft with relatively low technical threshold, which are involved in the layout of navigation manufacturing industry in aviation industrial parks everywhere, and the production scale and technical level are constantly improving.

　　In the future, in addition to the supporting enterprises of large aircraft projects, Zhenjiang New Area Aerospace Industrial Park will gather more general aviation manufacturing and supporting enterprises, give play to the industrial agglomeration benefits, and promote the R&D and manufacturing development of the general aviation industry. In 2017, the Civil Aviation Administration of China issued the 13th Five-Year Plan for General Aviation Development, which also clarified "cultivating the regional service function of Dalu General Airport in Zhenjiang New District, supporting the construction of a floating airport by making use of the advantages of rivers, lakes and seas, and exploring the new mode of sharing transportation and general airport management" at Dalu General Airport in Zhenjiang New District. This provides Zhenjiang New Area with stronger infrastructure guarantee and huge development space for developing general aviation amphibious aircraft R&D and manufacturing.

　　According to the "Thirteenth Five-Year Plan" of the aerospace industry officially released by Zhenjiang New District, it is planned to build "an aviation town"-Dalu Navigation Town. The town will take the aviation industry as the core and rely on the existing industry, airport, airspace and tourism resources to build two bases of "aviation manufacturing" and "navigation operation", and integrate the two industries of "Dongxiang Humanities" and "air sports" to build the aviation industry. In order to better promote the construction and development of "aviation town" and let more people participate in and share the achievements of the development of aerospace industry, the 2017 Zhenjiang New Area Aviation Carnival, with the theme of "flying over dreams and being suitable for Zhenjiang", was held in Zhenjiang New Area from November 17 to 19, 2017, with the support of Zhenjiang New Area Aerospace Industrial Park Management Office, Jiangsu Dalu Aviation Industry Development Co., Ltd. and China Aircraft Owners and Pilots Association.

　　There is no doubt that China is a manufacturing power in the world. However, today, the manufacturing pattern of countries in the world is changing. Germany proposes Industry 4.0, the United States proposes re-industrialization, and China also proposes "Made in China 2025", vowing to make China a manufacturing power. At present, although in aviation manufacturing, many high-precision, sophisticated equipment are imported from abroad, and there is still a big gap between domestic equipment and them, it is not that China cannot reach this level. This is a question of quality assurance system. As long as all links are properly controlled and strictly implemented according to standards, China’s equipment can also reach high-precision, sophisticated.

　　At present, Zhenjiang Aerospace Industrial Park is gathering and introducing a number of technologies, new materials, new equipment and computer technologies related to aerospace manufacturing, and building it into a design, research and development, production base and navigation comprehensive service base for general aircraft, new aerospace materials, aircraft interiors and parts with leading development advantages.

　　While developing aerospace and navigation R&D and manufacturing, Zhenjiang Aerospace Industrial Park is also actively promoting industrial landing, developing navigation operations and cultivating aviation culture, thus forming a relatively complete industrial chain and consumer market, laying a solid foundation for sustainable development.

　　BEIJING, Beijing, July 28 (Wu Tao) On the 27th, the three major operators announced that they would completely cancel the domestic long-distance roaming charges for mobile phones from September 1. This means that domestic roaming charges for mobile phones that have been implemented in China for more than 20 years will become history. Who will benefit after cancellation? What impact will it have on operators’ operations? Zhongxin. com interviewed relevant experts for this purpose.

　　Long-distance roaming charges for domestic mobile phones will be cancelled after more than 2 years.

　　On July 27th, Yang Jie, Chairman of China Telecom, announced at the 9th "Tianyi Intelligent Ecology Expo" that from September 1st, China Telecom will completely cancel the domestic long-distance roaming charges for mobile phones, which is one month ahead of the plan at the beginning of the year, and it is expected to benefit 80 million users.

　　Subsequently, China Unicom and China Mobile announced that they would completely cancel the domestic long-distance roaming charges for mobile phones from September 1st, which was implemented one month earlier than originally planned on October 1st. On March 6 this year, three basic telecommunications companies said that they would officially cancel the long-distance roaming charges for domestic mobile phones from October 1.

　　The reporter checked the information and found that roaming charges can be traced back to the 1990 s and have already been generated during the mobile phone period. In 1990s, China set up a "roaming fee" similar to tariff for mobile phones used across regions.

　　This year, the three major operators have already begun to cancel the long-distance roaming charges of domestic mobile phones in advance. On July 25, Zhang Feng, spokesperson and chief engineer of the Ministry of Industry and Information Technology, said that regarding the cancellation of domestic long-distance roaming charges for mobile phones, the Ministry of Industry and Information Technology continued to push the three basic telecommunications companies to speed up their work in accordance with the principle of ensuring that the work is in place and striving for early implementation. "The three companies are making every effort to promote system transformation and other related work, and strive to achieve their goals ahead of schedule."

　　The reporter noted that the official plan to cancel the domestic roaming fee for mobile phones began in 2015. On July 6, 2015, the relevant person in charge of the Ministry of Industry and Information Technology said at the press conference on "speeding up and reducing fees" that "the Ministry of Industry and Information Technology is currently studying and exploring the possibility of canceling roaming charges."

　　What is the impact on ordinary consumers?

　　According to the data of the Ministry of Industry and Information Technology, by the end of June 2017, the total number of mobile phone users in China reached 1.36 billion. Who will be affected by the cancellation of domestic long-distance roaming charges by the three major operators? Will the user’s phone bill drop?

　　Xiang Ligang, an expert in communication industry, said in an interview with Zhongxin. com that the users who really benefit from it are mainly some old users, and the impact on ordinary consumers is actually very small.

　　"There are two main reasons: First, many new packages sold by the three major operators are ‘ Long-term market integration ’ (Long-distance, local calls and roaming are the same price), and these packages do not care about long-distance roaming; Second, for a period of time, a large number of users are converted into 4G users at high speed, that is, from old users to new package users. " Xiang Ligang said.

　　There are data to support this view. According to the latest data from the Ministry of Industry and Information Technology, in the first half of this year, 2G and 3G users continued to switch to 4G users, and 4G users maintained steady growth, with a cumulative net increase of 118 million, reaching 888 million, accounting for 65.1% of mobile phone users.

　　Ma Jihua, an analyst in the telecommunications industry, analyzed in an interview with Zhongxin.com, "There is one kind of users who will benefit, that is, users who use local packages may spend less in the future, but they will not get much light, because the reason why they use local packages is because the demand for long-distance roaming is not great."

　　What is the impact on the three major operators?

　　What impact will this policy have on the three major operators after its implementation? Will its income decline? According to Xiang Ligang’s analysis, the impact is very small. Long-distance roaming charges are originally a management tool of the three major operators. Now, the voice business income of the three major operators is shrinking, and the proportion of total revenue is also decreasing. Therefore, the cancellation of long-distance roaming charges has little impact on the income of the three major operators.

　　Ma Jihua holds the same view. He believes that although the policy will have a little impact on the income of the three major operators, it is not too big. "The three major operators can fully withstand it, and the voice services of the three major operators have also continued to decline. In the future, the income will mainly depend on traffic."

　　According to the data of the Ministry of Industry and Information Technology, from January to April this year, the voice business income of the three major operators accounted for 19.6% of the telecom business income. By the middle of the year, that is, from January to June, the proportion dropped to 19.4%, down 7.1 percentage points from the same period of the previous year.

　　Contrary to this, the traffic revenue of the three major operators is growing rapidly. In the first half of the year, the revenue of mobile data and mobile Internet services of the three major operators reached 274.6 billion yuan, up 29.6% year-on-year, accounting for 42.6% of the revenue of telecom services, driving the revenue of telecom services to increase by 10.3 percentage points.

At 2am, China football once again became the focus of controversy, and this time it was even pushed to the forefront. It originated from a report in Beijing Youth Daily that Song Kai, president of the China Football Association, had a clear understanding of the problems faced by women’s football after watching the women’s football match between China and South Korea. However, this report not only did not calm the fans’ arguments, but also triggered more controversy and discussion.

What is the reason for it It turned out that some fans questioned that Song Kai had a comprehensive understanding of the team’s problems through one game. This doubt is not groundless, because there are many factors that affect the outcome of a football match, including the player’s state, tactical arrangement, game mentality and so on. It seems a little hasty to jump to conclusions just through one game.

Of course, the reaction of the fans is even more enthusiastic. Some fans are skeptical about what Song Kai has done, thinking that he may not have a deep understanding of the real situation of women’s football. Other fans want to see more professional solutions, not just superficial observation. Some fans hit the nail on the head and pointed out that understanding the problem does not mean that we can solve the problem. What we need is real change and progress.

In fact, the development of football in China has always attracted much attention. However, as the fans say, the key to the problem is how to solve these problems. What we need is to dig deep into the root of the problem, find the crux, and then prescribe the right medicine. This requires professional ability, dedicated attitude and long-term patience.

In this regard, fans and friends: What do you think of Song Kai’s statement after watching the game? Do you think he can lead China football out of the predicament? Welcome to leave a message in the comment area to share your views!

At the same time, we expect you to continue to pay attention to our reports, and let us witness the rise of football in China!