Millions of fans have been sentenced! Uncover the "painted skin" of fake short videos

"Emotional disputes between men and women" "211 graduated men were laid off to take delivery without telling their wives?" "Shopping mall security guards catch falling babies with bare hands" … These videos are very eye-catching both in title and content. They not only spread widely on the Internet, but also triggered heated discussions among netizens.

However, these so-called "personal stories" and "real records" were later proved to be made by posing and deduction. Why are such short videos repeatedly banned?

There is no lower limit for posing video.

Not a few

On January 6th, a short video was released on the Internet platform. The woman in the picture took the initiative to ask for marriage in a park in Chongqing as a pregnant woman, holding a piece of paper with the conditions of marriage written on it. The language was amazing: "Although the baby is not yours, the daughter-in-law is yours. It is painful enough to have a baby. If you really love me, you don’t have to care whether the baby is yours. I can’t afford a monthly salary of seven or eight thousand. I look down on it. If the monthly salary is less than 20,000, I won’t consider it. I can’t afford it in the future. "

According to the information reported by the police, the woman surnamed Chen is a self-media blogger who disguised herself as a pregnant woman to direct and perform a blind date scene in order to attract traffic.

After this video was confirmed by the police as posing fraud, netizens condemned this behavior and listed its harmfulness. In fact, the harm of posing fake videos goes far beyond this. The illegal acts such as "tragic auction", "false agricultural assistance" and "pseudo-charity", mainly represented by "Liangshan Qubu", "Zhao Linger" and "Liangshan Meng Yang", have defrauded netizens’ sympathy and empathy, and made many people buy fake products out of their pockets to consume public sympathy.

On March 18th, the reporter learned that recently, the People’s Court of Zhaojue County of Liangshan Prefecture pronounced the verdict in the first instance of the case of "Liangshan Meng Yang" and "Liangshan Aze", and a total of eight people were sentenced for the crime of false advertising. Among them, Tang, the person in charge of the company, was sentenced to one year and two months and fined 100,000 yuan; Online celebrity Axi Moumou (Liangshan Meng Yang) was sentenced to 11 months in prison and fined 80,000 yuan; A certain person in online celebrity (Liangshan Aze) was sentenced to 9 months in prison and fined 40,000 yuan; Five people, including Li, Guo and Lin, were sentenced to 9 months to 1 year, with fines ranging from 20,000 yuan to 80,000 yuan. The illegal income of the above personnel shall be confiscated.

However, for the sake of traffic, there are not a few cases where there is no lower limit. The reporter found that most of these false short videos are based on the pain points of life and social hotspots, inciting people’s emotions and using people’s emotions. From the struggle between mother-in-law and daughter-in-law, gender opposition to the gap between the rich and the poor, rural dilemma, etc., these false short videos concoct hot spots and create disputes with dramatic plot display and real shooting methods.

Zhang Xinbao, a professor at the Law School of Renmin University of China and vice president of the china law society Network and Information Law Research Association, said: "Media creation should not be aimed at grandstanding, fabricating false facts, confusing people who don’t know the truth, or deceiving the public. The Central Network Information Office has specially issued regulations requiring that some video content that is untrue, fictional or staged be marked to satisfy the public’s right to know. If there are other serious violations of the law, such as promoting violence, endangering public safety or infringing on the legitimate rights and interests of others, you need to bear corresponding legal responsibilities according to law. "

Clear division of labor, posing fraud

Copywriting mostly reproduced plagiarism.

But in fact, the publishers of these false contents are precisely deliberately blurring the boundaries between "posing videos" and "real records", with the aim of deliberately convincing netizens. Because only in this way can we gain attention and get more click-through rates and traffic.

On July 28th last year, a short video of "being asked by strangers to accompany wine" on the Internet was released, which aroused widespread concern and heated discussion, and quickly boarded the social hot list of multiple platforms. Subsequently, the blogger released a so-called statement video. The video said: "I have seen everyone’s comments. There are indeed many people who have encountered the same thing as me. We bluntly refused to be beaten, and politely refused and said that we refused to be clear."

This kind of operation, which added fuel to the flames, made the video hit more than 10 thousand again, pushing the incident to a new climax, which also attracted the attention of the public security organs. The surveillance of the restaurant recorded the situation at that time. After investigation, it was found that the video was faked, and the team had a clear division of labor, each playing a different role. The video was shot three times, and it took only about 30 minutes before and after, creating such a short video that "caused public anger in the whole network".

Afterwards, Cheng Moumou, who pretended to be a drunken man, told reporters that after the short video of "being asked by strangers to accompany wine" was popular, there was also a phenomenon that they faked their accounts to attract fans into the group. They faked it to suck powder for themselves, but they did not expect to be cheated by the same fake accounts as them. From this point of view, there are quite a few fraudulent acts for the sake of traffic.

On August 3 last year, a network platform released a short video. In addition to crying, the words above were "Late at night, my sister delivered food, and I went downstairs and found that my car was stolen". However, it is such a video with a duration of only about 10 seconds. The number of views that night has exceeded 60 million, and it has spread rapidly on multiple platforms, entering the hot list, and immediately liked and collected more than 100,000 times.

Similarly, these also attracted the attention of the police. After investigation and verification, the video was posed, and the publisher was the woman performing in the picture, and her husband was in charge of props and guidance. The whole process of their posing at that time was recorded by outdoor monitoring on the street.

The reporter found that most of these short video copies of posing and fictional interpretation were reproduced and plagiarized. In the words of netizens, "they are all familiar flavors and familiar formulas."

The reporter learned in the investigation that behind this, the ultimate goal of most publishers of these fake videos is to further realize the traffic and make money. For example, "Liangshan Meng Yang" first released some fabricated fake videos of "Miserable Life" and "Crying Poor and Selling Miserable" on the network platform, and after the number of fans exceeded 100,000, it started the road of bringing goods.

Flow economy

Can not be divorced from the rule of law

It is beyond reproach to attract fans and bring goods by making high-quality short videos. However, under the temptation of interests, some bloggers of short videos do not hesitate to fake videos that attract people’s attention, so as to realize the flow. Some short-sighted band goods training institutions have introduced some improper means such as "subverting cognition", "creating opposition" and "copying materials".

How to control the short video posing fraud? Experts believe that all parties and departments need to work together.

Zhang Xinbao, a professor at the Law School of Renmin University of China and vice president of china law society Network and Information Law Research Association, said: "Controlling false information of fake videos is a comprehensive work, which requires law enforcement departments to strengthen law enforcement, platforms to strengthen self-discipline and supervision, and audiences to constantly improve their recognition ability. It is necessary to strengthen social supervision and increase the illegal cost of producers (counterfeiters). The most fundamental thing is to manage from the source and cut off the relevant interest chain, so that those who make fake videos to promote false information can not obtain economic benefits, and even bear adverse economic consequences, and jointly create a clean and honest network environment. "

These short videos with poor content orientation have impacted public order and good customs, and even violated laws and regulations, and must be rectified. If such information is indulged, people will be deceived frequently, and they will become insensitive to the real news events. These negative effects will eventually have to be paid by the whole society, and the victims may be each of us. For this bottomless practice of defrauding traffic by false means, relevant departments, Internet platforms, video producers and publishers, etc. all need to take their respective responsibilities. The flow economy can’t become a fake economy, and it can’t be divorced from the rule of law.

Original title: "Millions of fans online red was sentenced! Uncover the "Painted Skin" of Fake Short Video

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Qualcomm plus AI mobile phone chip landing model covers mid-range products

At present, mobile phone manufacturers including Samsung, Glory, Xiaomi, OV and Meizu have successively entered the field of AI mobile phones, and a new round of demand for mobile phone hardware is being set off, especially for related chips.

On March 18th, Qualcomm, an American chip manufacturer, held a new Snapdragon flagship product launch conference in Beijing, announcing the launch of the third generation Snapdragon 8s mobile platform. National business daily reporter noticed on the spot that in terms of basic performance architecture, Snapdragon 8sGen3 is still equipped with Qualcomm KryoCPU, which inherits the same CPU architecture as Snapdragon 8Gen3, including a super core with a main frequency of 3.0GHz, four performance cores with a main frequency of 2.8GHz and three efficiency cores with a main frequency of 2.0GHz.

However, from the positioning point of view, Snapdragon’s 8sGen3 is slightly lower than Snapdragon’s 8Gen3 released in October last year, which means that in addition to high-end flagship products, some mid-range mobile phones will also have AI functions this year.

Ma Xiaomin, Senior Director of Product Market of Qualcomm Technology Company, introduced that in terms of generative AI, Snapdragon 8sGen3 supports the multi-modal generative AI model running on the end side, and the model parameters are up to 10 billion. The person in chMetarge of Qualcomm also said that the chip supports a wide range of AI models, including Baichuan-7B, Google GeminiNano, Llama2, and ChatGLM of Zhipu AI. In terms of images, Snapdragon 8sGen3 supports real-time semantic segmentation of photos and videos, and it is more accurate to identify and segment objects and scenes.

Image source: Every photo by reporter Jing Wong

Referring to the parameters of the end-side model, Guo Tianxiang, a senior analyst of IDC China, said to the reporter of national business daily through online analysis: "At present, the 10 billion end-side model (for consumers) will not be improved and upgraded in a subversive way. Next, more applications will need to use the model of cloud measuring 100 billion or even more parameters. However, the improvement of model parameters will become part of the competition of AI mobile phones in the future, but more importantly, it is necessary to actually improve the consumer’s experience from the usage scenario. "

Traditionally, every time Qualcomm releases its flagship chip, it will be favored by major Android phone manufacturers. At the press conference, mobile phone manufacturers including Glory, iQOO, realme Realme, Redmi and Xiaomi indicated that they would adopt Snapdragon 8sGen3, and commercial terminals are expected to be available in the next few months.

In recent years, it has become the biggest goal of Qualcomm to promote the production AI to reach all kinds of terminals, including a wide range of consumer electronic products. In January of this year, Qualcomm CEO An Meng shared how AI will profoundly affect the way people interact with terminals. "The revolutionary significance of generative AI is that the information on the terminal can help AI become a ubiquitous personal assistant, promote the integration of mobile phones and the cloud, and bring new ways of interaction to smart phones. There are also many amazing AI use cases in major mobile phone brands. Will be deployed in mobile phones in 2024; Let the car become a new computing space and support users to really talk to the car. "

According to him, the Snapdragon platform has now supported more than 40 different models, and the generative AI application will become a reality in the new terminal products launched this year.

In addition to Qualcomm, another mobile phone chip manufacturer, MediaTek, has also launched a mobile phone SOC chip with AI computing power-Tianji 9300, which provides the underlying performance and technical support for end-to-end generative AI. For example, the SDXLTurbo engine of Wenshengtu can generate images in real time according to the text input by users; The video generation capability of Diffusion can generate continuous videos according to the text or pictures input by users, and supports various animation styles.

On the terminal side, major mobile phone manufacturers have announced artificial intelligence plans, introduced customized versions of operating systems, and developed self-generated AI models to seize the wave of AI mobile phones. IDC predicts that in 2024, the global shipment of a new generation of AI mobile phones will reach 170 million units, accounting for about 15% of the total smartphone shipments. Among them, in the China market, with the rapid iteration of new chips and user usage scenarios, the share of the new generation of AI mobile phones will rise rapidly after 2024, reaching 150 million in 2027, with a market share of over 50%.

In the view of Guolian Securities, with the release of a number of new AI mobile phone models and the improvement of user experience brought by AI, smartphone sales are expected to return to the rising cycle.

Roasting with fire, dissolving in water, rubbing salt, shaking foam … These cosmetic testing "crooked operations" won’t work.

  Photo courtesy of vision china

  Beauty cosmetics guide to avoiding pits

  Reporter Jin Feng

  If you want something beautiful, how can you do it without skin care and makeup? In the eyes of many beauty experts, today’s skin care and makeup process is not just as simple as "washing your face and applying a cream", but involves a series of steps such as cleansing, toner, cream and essence.

  Before these operations, the quality of the product is the most important thing. In order to identify the quality of the product, there are various methods circulating on the Internet: "Facial cleanser is baked with fire, and if it is splashed with oil or baked more and more like yogurt, the safety factor is not high." "Shake toner, if there is less foam, it means less nutrients." "Put salt on lipstick and rub it. If there are black particles, it means that the content of lead and mercury exceeds the standard, never buy it. … Can these seemingly simple "earthworks" help us polish our eyes, and how can we choose the products that suit us?

  Improper operation: baking facial cleanser with fire and spilling oil are not safe.

  Positive solution: oil spills are caused by oily components or emulsifiers.

  "Roasting with fire will spill oil, or the more it is roasted, the more it looks like yogurt, which does not explain the quality of facial cleanser." Chi Bo, a professor at the School of Food and Light Industry of Nanjing University of Technology and the State Key Laboratory of Material Chemical Engineering, told the Science and Technology Daily reporter that splashing oil when baking facial cleanser with fire can only prove that there are oily ingredients or emulsifiers in facial cleanser.

  Chi Bo said that some facial cleansers with strong cleaning power and more soap-based surfactants will add some grease or emulsifier. Grease can reduce the degreasing power of soap-based surfactants and make facial cleansers softer to use. This facial cleanser will spill oil if baked with fire, but it does not mean that it is unsafe to use this facial cleanser.

  As for why facial cleanser is baked more and more like yogurt, it is related to the formula of facial cleanser. Chi Bo said that some facial cleansers have high fineness, and the water evaporates after baking, and the molecular structure of the emulsifier has not been destroyed, so it will be very sticky, but this can only prove that its emulsification system is relatively stable and the facial cleanser will be stored for a relatively long time.

  Since the method of identifying the quality of facial cleanser by fire roasting is not reliable, how to judge the efficacy of facial cleanser? "After using a good facial cleanser, the face is not tight." Chi Bo said, "In particular, it is not recommended for people with sensitive skin to use facial cleanser that makes the skin feel tight, because it will remove the oil that acts as a barrier on the skin surface."

  Xu Yang, deputy chief physician of jiangsu province hospital Dermatology Department, also said that the main function of facial cleanser is cleaning. After cleansing, the skin is not tight, moist and dehydrated. If you want to moisturize the skin, you might as well use facial cleanser containing moisturizing ingredients such as glycerin and allantoin.

  In addition, the pH value of facial cleanser is preferably weakly acidic. "The pH value of skin is about 4.1— 5.8, and the pH value on the market is 6-mdash; Facial cleanser between 7 can be used, and the pH value can be measured with test paper. Although the degreasing of alkaline or soap-based facial cleanser is better, if it is too alkaline, it may affect the pH value of the skin. " Xu Yang said that after the change of skin pH value, it will cause changes in skin flora. If the pH value increases, it will form an environment conducive to the growth of some skin bacteria such as propionibacterium acnes, thus increasing the probability of acne on the skin.

  Chi Bo suggested that for people with oily skin, you can use soap-based facial cleanser containing dodecyl and laurate, but you should also beware of excessive cleaning and damage to skin oil. Excessive cleaning will make the skin dry and tight, and it will also open the pores completely, which will increase the chance of contact with germs and lead to skin allergies. People with neutral and sensitive skin are more suitable for facial cleanser containing amino acids and olive oil lipids.

  Inclined operation: shake the toner, and there are many nutrients in the foam.

  Positive solution: the content of surfactant determines the amount of foam

  After washing your face, especially in hot summer, pat a little toner on your face, and a refreshing feeling will come to your face. So how to identify the advantages and disadvantages of toner? Some netizens suggested shaking the toner. If there is less foam, it means less nutrients. Is that true?

  "The content of nutrients has nothing to do with the amount of foam." For this method circulating on the Internet, Chi Bo said that many ingredients in the toner will not produce foam, such as vitamin C, plant extract, salicylic acid and so on.

  Xu Yang said that the ingredients in toner are both water-soluble and fat-soluble, such as hyaluronic acid and fruit acid, which are water-soluble ingredients, and glycerol and salicylic acid, which are fat-soluble. Surfactants need to be added to dissolve fat-soluble ingredients in water. Surfactants can cause foam when shaking, but surfactants do not affect the nutrition of toner.

  Chi Bo further introduced: "In the production of toner, sometimes in order to dissolve essence and essential oil in water, it is necessary to add surfactant, which can increase the surface tension of the liquid, make all the substances evenly blend and form an oil-in-water system, so that various substances are not easy to delaminate and the storage time is longer."

  How much foam you shake out can’t judge the substance content, so how to choose the toner that suits you?

  Xu Yang said that the function of toner is mainly to moisturize and soften the stratum corneum. However, the use of toner should vary from person to person. People with oily skin can use some toner that softens the cuticle or contains alcohol. For people with sensitive skin, it is not recommended to use toner containing alcohol, fruit acid and salicylic acid easily. "Fruit acid and high concentration salicylic acid have exfoliating effect, etc. It is not recommended for people with thin cuticle." She suggested that for people with sensitive skin, if you can’t identify which toner is useful to you, you can use lotion or moisturizer directly without caution.

  Inclined operation: the emulsion enters the water, but floats on the water surface and contains oilstone ester.

  Positive solution: Sinking and floating surfaces are mainly determined by density.

  An emulsion that looks as pure as milk is moisturizing and moisturizing. If a few drops are squeezed and dissolved in water, some emulsions float on the water surface and some emulsions sink into the water. Some emulsion identification methods circulating recently believe that the emulsion floats on the water surface, indicating that it contains oleoresin, which will harm the skin. Is this statement reliable?

  Regardless of ups and downs, it can’t prove whether the emulsion will harm the skin. Xu Yang said that emulsion is generally composed of oil, emulsifier, preservative, perfume, excipient for adjusting pH value, etc. The density of the emulsion is determined by different preparation formulas and processes, and whether the emulsion floats on the water is determined by the density of the emulsion. If the density is greater than water, the emulsion will sink, otherwise it will float on the water. However, it can’t be said in general that the emulsion floating on the water will hurt the skin, which depends on the specific components and proportions.

  Chi Bo believes that emulsions containing more oils are easier to float on the water surface. Most of these oils are light oils, such as mineral oils. The amount of oils will affect the skin feel and moisturizing strength of emulsions. Healthy skin is water-oil balance, and the best way to keep skin healthy is to protect the barrier function of skin. Too light and too thick emulsion is not suitable.

  If you want to choose a suitable emulsion, you can also pay more attention to the ingredient list. Xu Yang believes that the most important function of lotions and creams is moisturizing. If you need anti-aging, you can choose an emulsion with substances such as alcohol A, vitamin C, vitamin E and peptides. Sensitive skin needs some emulsions that have anti-allergic effect and can repair the water-oil barrier, such as those with ceramide, purslane extract and licorice extract, which have certain anti-inflammatory effects. The emulsion containing vitamin C, arbutin, tranexamic acid and other substances is suitable for people who need whitening. Salicylic acid, fruit acid, almond acid and other substances can help fine pores and fight acne.

  Oblique operation: rubbing salt on lipstick turns black, indicating that it contains lead and mercury.

  Positive solution: The content of related substances can only be detected after nitration with strong acid.

  Choosing a powerful lipstick will not only make your lips full and shiny, but also make your whole face feel makeup. Some netizens said, put salt on lipstick and rub it. If there are black particles, it means that the lead and mercury content exceeds the standard, so don’t buy it.

  In this regard, Qu Mei, a senior engineer of the National Cosmetics Quality Supervision and Inspection Center, responded: "Not reliable." One of Qu Mei’s daily work is to check the quality of all kinds of cosmetics.

  She said that whether the quality of a lipstick meets the standard needs to be reflected by its lead, arsenic, mercury, cadmium and total number of colonies, mold and yeast, Pseudomonas aeruginosa, Staphylococcus aureus, Escherichia coli and other conventional indicators. To complete this detection process, it needs to go through a set of chemical experiments.

  "When testing, we weigh the lipstick, add strong acid, and then heat it with an electric furnace. The strong acid will fully decompose the chemical composition of lipstick. Then put them in a high-temperature boiling furnace and burn them for several hours to remove all the organic substances in the lipstick, leaving inorganic substances. After dissolving inorganic substances, the contents of lead, arsenic, mercury and cadmium in cosmetics can be detected by atomic absorption or atomic fluorescence. Therefore, it is impossible to decompose lead and mercury just by adding salt at room temperature. " Qu Mei told the Science and Technology Daily reporter that lead, arsenic, mercury and cadmium are all prohibited ingredients in the production of cosmetics. The prohibited mercury can make the skin appear whitening in the short term, but lipstick has no short-term whitening demand, so there is no need to add it. The test results of cosmetics center for many years show that no samples of lipstick containing excessive mercury are found, so consumers don’t have to worry.

  What are the black particles produced by the friction between salt and lipstick in the online video? Chi Bo said: "Black particles may be caused by sodium chloride destroying the paste system of lipstick, which changes the internal components. However, some merchants will not write all the ingredients in the ingredient list, and the composition of black particles is not easy to judge. "

This is a special reunion dinner …

Our reporter Roman

During the Spring Festival, the happiest thing is for the whole family to sit around and have a reunion dinner. However, for homeless vagrants, it is an extravagant hope to have a reunion dinner with their families. In order to let the rescuers have a warm and happy New Year, this (5th) morning, Luzhou Rescue Management Station specially held a Spring Festival Youth League activity for them.

Sticking Spring Festival couplets and decorating … The staff of the rescue station began to decorate the station for the upcoming Spring Festival a few days ago to create a festive New Year atmosphere. Early this morning, everyone began to be busy, preparing melons, fruits, snacks and delicious food for the recipients.

At noon, the recipients put on beaming new cotton-padded jackets, sat around, watched TV and had a reunion dinner to celebrate the New Year.

According to Jiang Weifen, the stationmaster of the municipal rescue management station, there are currently 14 recipients in the municipal rescue management station, four of whom have recently entered the station and are still in isolation. Due to the need of epidemic prevention and control, there are 10 recipients attending the annual meeting of the group today, and they also eat separately, and the other four are delivered by special personnel.

The staff served meals for everyone.

At the annual meeting of the Communist Youth League, although everyone wore masks, it was hard to hide their joy. The recipients and the staff were talking and laughing together, and they were very happy. Several recipients even danced with the music. The scene was full of laughter, joy and peace.

Jiang Weifen told reporters that all the 14 recipients at present have mental and intellectual disabilities, and they have not found out their identity and family information. The longest time to come to the station has been more than one year, of which the youngest is 15 years old and the oldest is about 70 years old.

Maybe they have a home in their heart, but they don’t know where they come from, where their home is, and whether they have any family. In the city rescue management station, the staff treat them as relatives and children, and take care of them patiently and carefully, so that they have a place to live and a "home". Having a reunion dinner together on the occasion of the New Year makes them feel the festive atmosphere and the warmth of home. This is undoubtedly the embodiment of the motherland’s growing strength, social civilization’s progress and love everywhere in the new era.

Original title: "This is a special reunion dinner …"

What is the essence of finance? Finally someone made it clear!

Source: Investment Bank Laosky
As we all know, the financial industry is a "multi-gold" industry, but anyone who mixes in the financial circle will feel that he has a "halo".
Why is this? Because most people don’t understand finance. Because of scarcity, information inequality will exist, and making money often comes from getting information earlier than others. Therefore, we can not invest or manage money, but we must know some financial knowledge.
bank interest
A rich man borrowed a loan of 5,000 yuan from a Wall Street bank for two weeks. The bank loan must be mortgaged. He used a Rolls Royce parked at the door as collateral. The bank clerk parked his Rolls-Royce in the underground garage, and then lent the rich man 5000 yuan. Two weeks later, the rich man came to pay back the money, and the interest was 15 yuan. The bank staff found that the rich man had tens of millions of dollars in his account and asked why he still borrowed money.
Regal said: 15 yuan’s two-week parking lot will never be found on Wall Street.
Non-profit investment
Please give an example to explain what is unprofitable investment. The economics professor asked questions.
"Take your sister out to play." A male student replied.
The principle of precedence and separate totals
Pick up 75 yuan once, or pick up 50 first and then 25, which one?
Lose 75 yuan once, or lose 50 first and then 25, which one?
Experiments show that most people choose to pick up 75 yuan separately and throw it in 75 yuan together.
This is the principle of pleasure and pain in economics: n pieces of good news should be released separately; N bad news should be released together; A big bad news and a small good news, respectively; A big good news and a small bad news are released together.
Resource pairing
If men and women are divided into four excellent levels of ABCD, the current situation is that A men want to find B women, B men want to find C women, and C men want to find D women, so D men are left.
On the other hand, women are different, that is, ABCD women want to find a man. The final result is a woman and a man.
Comparative utility
There is a formula in economics: happiness = utility-expectation.
For example, your boyfriend privately gave 1000 yuan as a reward for his excellent work. At this time, if your expectation is that he can buy himself a bag with 10000 yuan, then if 1000 is divided by 10000, the happiness is only 0.1. But if your expectation is to let your boyfriend treat himself to a 200-yuan western-style meal, then if you divide 1000 by 200, your happiness will be 5.
Finance is cruel.
If we want to find an antonym for "literary youth", the most appropriate one is "financial youth".
Financial youth
How to understand this sentence?
From tomorrow on, I want to have a house facing the sea and blooming in spring. From tomorrow on, be a happy person, feed horses to chop firewood and travel around the world. From tomorrow on, I only care about my relatives, lovers and friends around me.
The premise of all this is: have a house, have a house, have a house …
Regarding the house, if we can look at it with "financial thinking", then you wouldn’t be so infatuated with Gao Xiaosong’s words "Don’t buy a house, buy a dream".
After the housing reform in China, the house has actually become a financial product. Many people think that housing prices in China are sky-high, because houses are just houses in their eyes. And if you regard the house as a financial product, you will understand why the house price in China is soaring all the way.
Xiao Bian believes that every item, service and enterprise in the future can become a financial product, and then carry out financial operation on it. For example, the financialization of movies, when you are watching movies, others are betting on the box office.
What is financial operation? It is to promote the capital to flow into the most efficient countries and regions, the most efficient industries, the most efficient enterprises, the most efficient projects and the most efficient individuals in turn, so as to realize the appreciation and expansion of capital.
Toolbox consciousness
So from now on, you must have toolbox awareness.
That is: your house, car, stock, salary, etc. are all your financial instruments. Your purpose is not to completely own them, but to use them. You should add value through renewal, turnover and redemption, and then push up your height, so that you can allocate more resources.
The essence of finance is how money makes money. Money is not the root of all evil, it can only quantify everything. Assets can be quantified, thinking can be quantified, life can be quantified, feelings can be quantified, and even time can be quantified.
Everything is for my use, and nothing is for me. All tangible assets are things outside the body, and the ideas and patterns you form in this process are your own.
In order to allocate larger, more and farther resources, you also need to understand the principle of leverage.
lever principle
Give me a fulcrum, and I can pry up the whole earth! This is a famous saying handed down from ancient Greek scientist Archimedes, which means that no matter how heavy an object is, as long as my lever is long enough, I can pry it. The principle of leverage is a very clever invention, and we completely incite things beyond our "power".
This is also a very inspiring principle, which inspires us to boldly change the world. But it is all kinds of financial players who really apply this sentence to the extreme and completely change the world.
Without leverage, there is no finance. The essence of all financial innovations is to amplify the leverage smoothly. The first-level leverage is 1: 3, and the second-level leverage is 1: 3. When the whole system is superimposed, it becomes 1: 9, and there are three, four or even invisible levers.
It is not difficult to amplify the lever, but it is difficult to match the lever series with your control, otherwise it will get out of control. Repeated illegal fund-raising, small loans, guarantees and other events that closed down due to the break of the capital chain, as well as the frequent incidents of losing contact and running away from Internet finance are all caused by leverage, so the essence of all financial crises is that leverage is out of control!
For the country, Shui Muran believes that true wisdom is a system that takes credit as the fulcrum and designs a lever with controllable risks to incite and allocate distant resources. That is the high wisdom of the country and the essence of financial thinking.
Four roles
The essence of finance is Qian Shengqian, and this logic turns the world into four roles:
The first role: I have money and I need to turn it into more money. (capitalist)
The second role: I don’t have money, I can help rich people turn money into more money. (Banks and other institutions)
The third role: I have no money, but my ideas can be turned into money (entrepreneurs)
The fourth role: whoever gives me money, I will help him earn money (migrant workers)
Therefore, finance is an angel, because it can help people who need money to get money; Finance is also the devil, because it makes rich people richer.
So finance, to put it bluntly, is: managing money for the rich and financing for those who are short of money. Then take value-added as the goal, leverage as the means, credit as the cornerstone and boundary as the risk. The essence of finance is the interaction of value-added, credit, leverage, risk and so on, thus forming a large operating system.
Credit is particularly important here, because credit is the basis of leverage. If you have credit, I will leverage. There is no credit and no finance. Credit is the foundation and lifeline of finance!
So in the future, your credit is more important than your identity!
Serve the entity
Finance can be imaginative, but it can’t be illusory.
The so-called image in heaven is shaped in the ground. The essence of finance is just the image projected by the physical industry in the sky, and finance must step on the rhythm of the entity.
For example, for enterprises, your profitability must be greater than your debt speed; For the financing platform, your return on investment must be greater than the interest promised to customers. For the bank, the corporate risk of your lending must be within your own tolerance.
Once finance breaks away from the physical rhythm, it will enter the bubble stage. And now, we are facing this problem!
Deng said: Finance is the core of modern economy. If the finance is done well, everything will be alive.
Boring
If there is wisdom in finance, Shui Muran summed up five sentences:
The root of human inequality is private ownership, and the root of the excessive gap between the rich and the poor is finance.
When you have to rely on hard work to succeed, you have lost at the starting line.
Ugliness is nothing compared to the weakness of poverty.
Some things can be changed without hard work. No matter how beautiful the RMB of 50 yuan is, it is not as attractive as the RMB of 100 yuan.
Therefore, finance can be really boring sometimes.
Homosexual game
Regardless of stock trading, investment or buying a house, finance is a game with human nature. This game is divided into four realms:
Technology-art-magic-Taoism.
Horizontal and vertical cooperation, reeling and peeling cocoons, and setting up point control bureaus; Insight into the warmth and coldness of human nature and analysis of public behavior, along the way, if you can do it with ease, you will reach the realm of "Taoism." At this time, everything is born with each other, born with illness and death, and everything comes and goes freely in your heart.
The strongest opponent is yourself. Once you beat yourself, it’s like jumping out of the three realms and not in the five elements. Don’t be humiliated, watch the flowers bloom before the court; I have no intention of staying or staying, and I look up at the clouds in the sky.
At this time, you: people abandon me and take it, and people take me and give it. The great self has no self, and what all beings want is exactly what you give up.
So you became a kind Buddha.
Reporting/feedback
Everyone is searching.
The essence of finance is too incisive. What are the three essences of finance? What is finance?



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Drunk winter FH

With the rapid development of society, financial products, like money, may be inseparable from people’s lives all the time! ! ! ! ! ! ! !

2021-03-30

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Drunk winter FH

Smart people: The key point of finance is how "gold" is "integrated" into people’s ideology, all kinds of materials, the world, society and all corners of the world. What is gold? How to integrate what?

2021-03-30

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A note that jumps upward.

In fact, finance is gambling. Some people bet big chips, while others bet small chips. Only when the water recedes will they know who is swimming naked.

2021-03-30

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Yilingzi 8P

Interesting article! It’s clear!
If you want to be rich, abandon the five senses of worldly desires!
To put it bluntly, you only recognize money! Don’t get mixed up in morality and feelings!

2021-03-30

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Jixiaoqian 91

Understand a little absolute:


Money is a tool (equivalent exchange);
Finance is business trust (grade credit)!

2022-06-05

Shanxi(Province)

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7 cats say small for free

Finance is the embodiment of human’s "belief"

2021-03-30

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Jixiaoqian 91

Good,

Department of Finance with Credit Rating

2022-06-05

Shanxi(Province)

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Zhi Cao Jing l

Finance is a means of concentrating wealth, which can promote the development of social productive forces if used correctly, otherwise it may become a tool of wealth plunder.

2021-03-27

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A ray of sunshine is warm.

Truth is always in the hands of a few people, and so is money. In a sense, the minority obeying the majority is a false proposition! Recognizing the reality and striving to become an elite is your only way out.

2021-03-27

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Peach, red, willow and green north and south banks

Finance, that is, financing, enterprises that need funds have obtained mutually beneficial funds and cooperation in using funds on the investment platform through listing.

2021-03-27

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Elegant leisure

Finance generates wealth. This is a cosmic joke!
The function of finance is the lubricant of production.
Social wealth is created by production, not financial speculation.
The behavior of exaggerating the financial function is the main means of capitalist fraud and plunder.

2021-03-26

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Jixiaoqian 91

Concise and to the point, as you wish, this article is precious, and it will be used in gold.

2022-06-05

Shanxi(Province)

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Static smash 30

But the real creation needs the satisfaction of conditions, and money is the subject matter of the quantification and exchange of various conditions, while finance is to promote the exchange of conditions, so as to realize more possibilities and diversity of creation. I think this article is really in place, although it is scattered but incisive, and I can write a paper for expansion!

2021-08-22

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All 4 replies

Situ Haoliang 1Z

No, literally, it means that gold stands for wealth, which means to get together, to get together and form a big one means to get together successfully. From a commercial point of view, it is understood that a group of people save their money, start a company, and then use it to do business and make money. The money is earned back, and then the money earned back is used to do business. It can be understood that you pay and I pay, and we lend the money together, charge interest, and then circulate. This is called borrowing money.

2021-03-26

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Ten thousand profits increase


Retired military personnel

The essence of finance is how money makes money. Money is not the root of all evil, it can only quantify everything. Assets can be quantified, thinking can be quantified, life can be quantified, feelings can be quantified, and even time can be quantified.

Everything is for my use, and nothing is for me. All tangible assets are things outside the body, and the ideas and patterns you form in this process are your own.
Homosexual game
Regardless of stock trading, investment or buying a house, finance is a game with human nature. This game is divided into four realms:
Technology-art-magic-Taoism.
Horizontal and vertical cooperation, reeling and peeling cocoons, and setting up point control bureaus; Insight into the warmth and coldness of human nature and analysis of public behavior, along the way, if you can do it with ease, you will reach the realm of "Taoism." At this time, everything is born with each other, born with illness and death, and everything comes and goes freely in your heart.
The strongest opponent is yourself.

2021-03-26

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Look small.

Finance is a part of careerists, who pay for their ambitions by pulling all the resources they can.

2021-03-26

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Shade h8ck8

Finance is to transfer the potential risks of banks to the society, plus 10% risk is enough, beyond which is to protect the bourgeoisie and inhibit the benign development of society.

2021-03-26

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Yuhui investment wuyingshou

A rare good article

2021-03-26

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The sense of learning is based on the sense.

The essence of finance is to add leverage skills.

2021-03-26

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Xingfu space station


Cultural enthusiasts

For an individual or enterprise, as long as the money he earns is greater than his debt, he can survive and develop.

2021-03-26

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Dexiaoxin cr

The essence of finance is to promote exchange and at the same time increase its own value, and the two cannot be separated. When the market enjoys its function of promoting exchange, it must pay the price of its appreciation. Cycle after cycle, financial capital keeps expanding in vain. In order to eliminate or weaken this cost, we can only offset it by over-issuing money and making price inflation. This process is irreversible, and eventually we will reshuffle the cards through war or other means. This is the objective law, regardless of human will!

2021-03-26

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Jasper orchid doing push-ups in Hubu Lane

Finance should serve the society and take Do not forget your initiative mind’s mission as its purpose.

2021-03-26

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Yun o Fei o yang

Ten jars with nine covers, ten jars without covers for real masters, karate.

2021-03-26

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The wind direction is always right.

Finance is the product of social development. It has a time-limited nature, which did not exist in the early stage of human development, and it will disappear when it reaches a certain height.

2021-03-26

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dickens425

Will science and technology disappear? Finance is actually a technology.

2021-03-28

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